Las aseguradoras se esfuerzan en explorar el modelo de "separación de vehículo y batería" en seguros de automóviles

People’s Financial News, March 12 — Recently, under policy guidance and the efforts of insurance companies, the exploration of the “vehicle-electrification separation” model for automotive commercial insurance (referred to as “‘vehicle-electrification separation’ model insurance”) has accelerated. Industry experts believe that in specific scenarios, the “vehicle-electrification separation” model insurance can help reduce the purchase and insurance costs for new energy vehicle consumers. However, this model also places higher demands on insurers’ risk identification, pricing, and claims capabilities. Moving from pilot programs to full-scale promotion still requires time. In the future, the new energy vehicle insurance market may feature a parallel pattern of both “integrated vehicle-electrification” and “separated vehicle-electrification” models. (Securities Daily)