The next wave of finance won't run on account ledgers—it's shifting to wallet infrastructure. Think about what that actually changes: no more fragmented records scattered across different platforms, no isolated asset silos where your money sits locked in separate vaults. Instead, everything settles on one shared, transparent layer. Your funds, your digital assets, your identity—all of it lives on the same public rails. That's the structural difference between finance built on permission and finance built on settlement. Not just a crypto thing; it's how infrastructure fundamentally works when it's designed for the internet era.