Anyone who borrows money from me now, count each one, all with the intention of not paying it back.

Why do I say that? Because for young people over twenty, borrowing a few thousand yuan from Huabei, Jiebei, WeiliDai, or other platforms, they can easily gather tens of thousands of yuan.
People in urgent need of money usually look for ways from these sources.

And the current situation is that, apart from buying a house, there are generally no cases where someone urgently needs a few ten thousand yuan.

So, if someone urgently needs money, a normal person would find a way to borrow it themselves.

Unless they can't borrow it.

Then they are definitely a ticking time bomb, probably borrowing money just to pay off various loans because they can't manage their cash flow.

Lending them money under these circumstances, with no interest and no collection pressure like online loan companies, means they will definitely prioritize paying you last, or even have no intention of paying back at all.
Want to know why I’m so sure?

Because I’ve already encountered a few of these idiots. When borrowing money, they cry and plead like they’re about to kneel, and after borrowing, they act like they’re dead, dragging things out.