Banks are basically just profit machines, not your financial advisors. Dave Ramsey just dropped a reality check: those fancy marble lobbies? You're literally paying for them through overdraft fees, maintenance charges, and hidden ATM costs that drain hundreds per year.
The actual play? Switch to credit unions or no-fee online banks. They're member-owned, so they actually care about your money staying in your pocket instead of theirs. Skip the debt trap too—loans and credit cards are how banks make their real money. Budget tight, avoid overdraft hell, and stop letting "big finance" nickel-and-d

# CFO Dumping Shares: What H.B. Fuller's Insider Trade Tells You
H.B. Fuller (NYSE: FUL) CFO John Corkrean just sold $857,800 worth of stock on October 27, hitting the brakes on roughly 21% of his direct holdings. Here's what matters:
**The Trade Breakdown:**
- 14,222 shares sold at $60.31 (weighted avg)
- Post-sale holdings: 54,646 shares (~$3.3M)
- Timing: Stock down 20% YTD, way below the $80.15 peak from last year
- First open-market sale in THREE YEARS
**Why This Matters (And Why It Doesn't Fully Panic):**
The CFO wasn't just randomly selling—he exercised stock options then immediately l

# Is there still hope for DOGE in 2024? The awkward situation of old coins
BTC and ETH have soared this year, but DOGE has been stagnant - down 36%. This old coin, born in 2013, was originally a joke, but now it has become the most active meme coin (market cap of $30 billion).
The question arises: **Why is DOGE still alive?** The answer is simple and straightforward - it's because of its fan base. Since the Trump election and Musk's support, DOGE has been hyped up. This indicates that although it has no practical use, there are people who believe in it.
But this does not mean it can b

# Buffett's $382B Cash Pile Is Sending a Red Flag
Berkshire Hathaway just reported record cash holdings of $382 billion — but here's the kicker: they're still selling stocks, not buying. For the 12th straight quarter, Buffett & Co. have been net sellers, offloading $184 billion while stacking cash.
This is a massive shift. Back in 2018, Buffett said he was "hard-pressed" to find months when they weren't net buyers. Now? Complete flip.
The math is brutal: S&P 500's CAPE ratio hit 39.5 in October — only the second time in history (last was the dot-com bubble). Historical data shows when this ha

Natural gas prices hit a 7.75-month high on Tuesday as Dec Nymex NGZ25 jumped +1.80% (+0.077). Cold weather forecast for the southern US (Nov 9-13) is fueling heating demand tailwinds. Here's the current supply-demand snapshot:
**Supply side:**
- Lower-48 production: 110.2 bcf/day (+8.5% YoY) - near record highs
- Active gas rigs at 2.25-year peak of 125 units
- EIA raised 2025 forecast to 107.14 bcf/day
**Demand side:**
- Gas consumption: 77.4 bcf/day (+3.7% YoY)
- LNG export flows: 17.2 bcf/day (+9.3% WoW)
- US electricity output up +1.9% YoY to 72,772 GWh
**The catch:** Storage inventories