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SWIFT’s blockchain-based shared ledger enters the MVP phase, with plans to go live for real transactions within 2026

Industry Reports

2026-03-30 15:46:28

Gate News message, on March 30, SWIFT (the Society for Worldwide Interbank Financial Telecommunication) announced that its blockchain-based shared ledger project has made significant progress. It has completed the design phase with multiple banks worldwide, and it has now officially entered the build stage for the first minimum viable product (MVP) iteration, with plans to go live on real transactions by 2026. The ledger is intended to enable interoperability of tokenized deposits between banks and support cross-border payments around the clock (24/7). On the functionality side, the ledger supports making payments using tokenized deposits, reuses existing compliance processes, and is compatible with multiple settlement methods. SWIFT said the ledger’s core advantages include: speeding up payment execution, improving liquidity visibility, reducing reconciliation workload, and enabling cross-institution interoperability.

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