HOYA BIT announces its first AI Agent! From price alerts to actual trade confirmations, everything can be done through conversation.

HOYA BIT has launched an AI product called “AI Native Exchange OS.” Founder Peng Yunxian outlines a four-part roadmap to financial inclusion; users can look up prices and trade using voice conversation alone, significantly lowering the barrier to investing, and working to build a new, widely accessible and secure entry point for digital finance.

• This article is provided by the HOYA BIT Exchange

(March 27, 2026, Taipei News) Riding the wave of NVIDIA’s GTC conference, the world’s first stop in Asia for bringing AI to real-world applications is officially making its debut at AI EXPO Taiwan 2026! Today (the 27th), Taiwan crypto exchange HOYA BIT also officially unveiled its first AI Agent product—“AI Native Exchange OS”—with Founder Peng Yunxian taking the stage to reveal it personally. In the future, investors will only need to complete tasks such as checking coin prices, viewing total assets, setting price alerts, and even confirming actual trades through natural-language conversations. All operations are handled in a single chat interface in one go, signaling that Taiwan’s crypto industry has officially entered a new era driven by AI.

As Nasdaq and Cboe have rolled out around-the-clock trading, and the U.S. “GENIUS Act” has established a stablecoin regulatory framework, crypto assets have evolved from an investment option into global financial infrastructure—yet not everyone can keep up with this financial reshaping. HOYA BIT founder Peng Yunxian shared: “I’ve seen too many Taiwan investors being left out of this wave—unable to understand technical terms, lacking background knowledge, having no time, or even not knowing where to start at all. These people don’t want to participate; it’s just that they’ve never had an entry point designed specifically for them. That’s exactly why we decided to bring AI Agents into the exchange.”

AI drives the “financial inclusion four-part roadmap” HOYA BIT is committed to breaking down barriers to crypto trading

The Financial Supervisory Commission has clearly pointed out that Taiwan is entering a super-aged society, so financial services can’t only pursue digitization—they must move toward truly inclusive “finance for all ages.” In response, HOYA BIT founder Peng Yunxian proposed a “four-part roadmap to financial inclusion,” aiming to gradually dismantle the knowledge, operational, cost, and risk barriers throughout the investment process, so that investing is no longer just a skill of a few, but the first step many more people can take:

• Step 1: Lower the knowledge barrier—The biggest barrier for crypto has never been technology; it’s been language. AI Native Exchange OS becomes a companion tutor for users, integrating real-time quotes, news, and knowledge search. By injecting dynamic knowledge through technology, it provides precise explanations and instantly converts complex jargon into everyday language that’s easy to understand.
• Step 2: Lower the usage barrier—In the past, crypto investors often had to closely watch candlestick charts, understand specialized terminology, and navigate complex interfaces to complete a trade. Now, AI Native Exchange OS brings financial services back to the most intuitive way of using them: simply complete operations using natural language. Whether it’s “Help me check whether Bitcoin is up or down today” or “Help me place an order with TWD for 30,000 USDT,” AI Native Exchange OS can autonomously understand the user’s intent, plan the execution steps, and complete the order after user confirmation. Users can also directly provide budgets and preferences, and AI Native Exchange OS will help plan a more suitable investment portfolio—so HOYA BIT is no longer just a trading app, but a financial entry point with understanding capabilities.
• Step 3: Reduce service costs—By using AI Native Exchange OS to automate high-frequency standardized processes such as handling customer service inquiries, identity verification, and deposit/withdrawal inquiry, it greatly reduces manual workload costs, enabling the platform to serve a wider user base with lower entry thresholds.
• Step 4: Strengthen protection capabilities—HOYA BIT founder Peng Yunxian believes: “True financial inclusion isn’t making it easier for more people to enter; it’s enabling more people to participate safely.” AI Native Exchange OS includes mechanisms for abnormal transaction and scam-scenario detection, which can proactively issue warnings before risks occur. For high-risk operations, it retains human review. Through collaboration between AI and humans, it builds a security line that is more immediate and more reliable for users.

Source of image: HOYA BIT Founder Peng Yunxian proposes the “four-part roadmap to financial inclusion,” using AI systematically to lower the barriers to digital finance

Crypto becomes a required subject in Taiwan HOYA BIT uses AI to build a new entry point for digital finance

With the New York Stock Exchange (NYSE) set to launch 24/7 tokenized securities, global finance is entering a historic restructuring. Crypto is no longer just an investment option, but a required course that people in Taiwan can’t get around. HOYA BIT’s goal is to become the most reliable entry point for every user—not just a trading platform, but the first step into the world of digital finance.
“Our vision isn’t only to build a bigger exchange, but to become an indispensable part of Taiwan’s digital finance infrastructure,” said HOYA BIT founder Peng Yunxian. She added that AI Native Exchange OS is only part of the platform upgrade; more importantly, it helps the service break beyond traditional boundaries, truly supporting every user to participate in digital finance more safely and smoothly.