Upload private, explicit videos as a “nude-lending” cryptocurrency loan? “Hero Loan” targets people cornered with no way out—if they default, they upload OnlyFans.

A product that combines cryptocurrency, adult content, and a high-risk lending mechanism has recently sparked heated discussion in the crypto community and on social media platforms. The project, named “Hero Loan (英雄貸),” advertises the slogan “Unsecured loans,” yet it requires users to upload private videos as a condition. It also ties default risk to the monetization mechanism of adult platforms, which many netizens describe as a “crypto version of nude loan.”

The project even uses the promotional line, “If you think no one would use this, it means you haven’t reached the point of desperation yet,” clearly targeting user groups with high risk and extreme financial pressure. However, not long after it was exposed, some netizens said they sent a video but didn’t receive any money. A KOL also responded that the project appears to have run off.

But honestly, private videos only being worth 60 bucks is just too bleak, isn’t it?

“Hero Loan” targets people with nowhere left to go

According to information on the official website, the product runs on BNB Chain and is designed to provide short-term loans of 0.1 BNB (about $60) to “traders who are backed into a corner.” The application process is extremely simple: users must upload their personal private video. After passing the so-called “review,” they can receive funds immediately. The loan term is three days, and users must repay the principal plus a 10% interest.

What truly sparked controversy is its default mechanism. If the borrower fails to repay within the期限, the platform claims it will automatically publish the private video uploaded by the user to OnlyFans, and then distribute subsequent earnings to holders of its platform token $HERO. This creates an extreme design that combines privacy risk with token economics.

The project even uses the promotional line, “If you think no one would use this, it means you haven’t reached the point of desperation yet,” clearly targeting user groups with high risk and extreme financial pressure. This mechanism of using personal privacy as collateral quickly led the market to connect it to the controversial “nude loan” model from the past—borrowing or extorting using private imagery as a threat.

Chain News reminds: it is highly likely to be a scam—do not hand over private videos

However, against the backdrop of rapidly advancing AI technology, the risk of this kind of mechanism may be amplified even further. With the widespread adoption of deepfake and generative image technologies, the authenticity of images and source verification become increasingly difficult. Once a video leaks or gets modified, the consequences will become even harder to control.

At present, the project’s actual operating status and the safety of its funds are still difficult to verify. Some netizens and KOLs say they sent videos but didn’t receive money, while others claim it already ran off. Judging from its design, its structure is highly overlapping with an extortion-style business model: attract users with fast payouts, then use privacy risk as the source of pressure for forced repayment. Even if it brands itself with “on-time repayment deletes the video,” outsiders still cannot confirm whether the data is truly deleted, or whether there is a possibility of secondary use.

In general, products like this are very likely to be scams and involve serious privacy risks. Chain News reminds you absolutely not to upload any private videos or personal sensitive information. These requirements are typically intended to extort or spread private content. These high-return, unsecured loans are usually meant to trick people out of funds or personal data. If you encounter this kind of threat, report directly to the police and do not engage in any monetary transactions with the other party.

This article Upload private videos for a nude-loan virtual currency? “Hero Loan” targets people with nowhere left to go; if in default, upload OnlyFans first appeared on Chain News ABMedia.