A bit shocked, I just learned that for small fund traders (below 1wu), their overall returns are lower than those of the profit-seeking groups...

In other words, when the principal is relatively small, increasing the principal through trading is not as efficient as directly earning money from working.

When your principal begins to accumulate to a certain scale, trading, even low-risk trading, can lead to long-term exponential growth.

For a simple example, if your monthly personal expenses are 4000u and your cumulative trading return rate is 20% per month, then you need at least 20000u in capital to break even...

This still doesn't take into account bad luck, where the whole month is a loss...

Even so, you cannot achieve continuous accumulation of the principal.

But if you have a principal of 20,000, then under the same circumstances, your monthly surplus can reach 16,000, so the principal will gradually increase, achieving exponential growth.

So one obvious feeling I have is that if your trading principal is less than 5,000, the best strategy is to avoid full-position trading for now. Just take out 1,000 and follow the market. Focus your energy on increasing your principal, whether it's through working or earning extra. In short, don't think you can achieve a balance between income and expenses just by trading.

But you also can't avoid trading; if you stay away from the market for a long time, the trading system will have problems...

After the principal gradually increases to a level where low-risk returns can also achieve a surplus, then consider achieving positive growth through long-term trading.

After all, if you only have 1000u, then based on the calculation that working for a month earns at least 1000u, your monthly account return rate is greater than 100%.

The thresholds in this regard vary according to each person's monthly expenses, so calculations are necessary.

Continuing along this line of thought, if your principal has already exceeded 100,000, the cost-effectiveness of trading will gradually decrease. This is because the returns from ultra-low-risk financial management can cover your daily expenses and also achieve positive accumulation of your principal, meaning you can earn the same returns as someone trading small amounts of funds for a month without taking on any risk.

After this, you can be considered to be in an invincible position, and you can take out a portion of your small principal again to repeat the cycle of stage 2.

To summarize a basic idea:

When the principal is small, all operations aim to increase the principal, but trading cannot be avoided; it is necessary to remain sensitive to the market.

Once the principal reaches the threshold, start engaging in high-risk trades to increase the principal at a faster pace;

After the principal reaches a certain scale, reduce the frequency of trading, minimize risk exposure, and ensure that risk-free returns reach 2 to 3 times the amount needed for living.

Finally, take out the principal that meets the trading threshold, leaving most of the risk-free income position, and repeat the risk trading step two.

If step two fails and incurs a loss, resulting in the principal falling below the threshold, then return to step one to accumulate again.

By looping like this multiple times, you only need to succeed once in step two.

The methodology for achieving financial freedom through trading sounds very much like playing a game...