Actually, the secret to getting rich comes down to two words: slow money + compounding. Whether you borrow money to invest or not, you will miss countless opportunities in your lifetime. People are meant to miss opportunities, so truly smart people are never in a hurry. The wealthier someone is, the more they understand: opportunities themselves are not that valuable. Poor people like to grab so-called "opportunities," but the more anxious they are, the easier they are to be deceived and fall into traps, because they are eager for quick success and want to get rich overnight. But truly wealthy people don't care much about opportunities, because the key is not to seize every opportunity, but to make sure they never run out of opportunities because of borrowing money or using leverage. That's why it's always emphasized: don't borrow money, don't use leverage. Because once you lose your principal, you don't even have the right to keep playing. Getting rich slowly—these are the most important four words. Don't think about turning 20 million into 40 million, or 200 million into 400 million; it’s meaningless. Being impatient will only make you go bankrupt. It sounds contradictory, but the fact is: the more anxious you are to make money, the less you will make; the less anxious you are, the easier it is to become wealthy. "Earning slow money" is not easy, and "understanding compounding" is even harder. Many people hear this and "understand it but don't feel the pain," so they don't take it to heart. Only after you’ve really lost money and felt the pain will you understand why slow money and compounding are so important. Slow money + compounding = the core of getting rich. You only need to be wealthy once in your life. Remember the most important principle: preserve your capital, preserve your capital, and preserve your capital again. Don’t lose your principal.