Recently, friends in foreign trade and crypto have all been sighing.

With the exchange rate dropping like this, just by doing nothing, costs are down by 4%—sounds like a good thing? With 1 million, you instantly save 40,000 in costs. But how is this money "saved"? The US dollar is depreciating.

At the beginning of the year, the exchange rate was still at a high of 7.35, and now it's slipped to 7.06. What's worse, this trend doesn't seem to be over yet.

In the past, everyone loved to brag, "I'm earning US dollars," but now holding onto dollars is making people anxious—after all, the greenback itself is shrinking in value.

So what about converting to digital assets? Can you really preserve your wealth that way? Or are you just moving the risk from one basket to another?

Anyway, with the current situation, traditional assets are uncertain, the crypto market is volatile, and the certainty that ordinary people can grasp is getting less and less.