Recently, quite a few friends have been discussing a long-standing issue—how to safely and compliantly convert crypto assets into fiat currency.

With regulatory policies tightening around the world, many exchanges are adjusting their fiat on/off ramps. There have been frequent developments in Hong Kong lately, and some channels that used to work now need to be reassessed for risk.

To be honest, this topic is a bit sensitive, but it’s a real need that many people can’t avoid. Some veterans might remember how smooth various channels were in the early days, but things have changed, and everyone is now exploring safer solutions.

I’ve noticed that many people are still interested in coins like ZEC, LUNC, and LUNA—privacy coins and established public chains each have their own features. But at the end of the day, choosing which coin to use is one thing; how to safely cash out is another.

Is anyone willing to share what methods you’re using now? P2P, OTC desks, or other channels? Or which ways do you think are relatively reliable? Let’s discuss in the comments.