Anyone who has run a brick-and-mortar business knows that feeling—when a customer swipes their card, the bank and clearinghouse take a 2% to 3% cut of the transaction. Whether it's a coffee shop or a clothing store, this fee directly eats up more than half of the profit. Even more frustrating, the money often takes T+1 or even longer to arrive in the account. For small and medium-sized merchants living on thin margins and high turnover, this is undoubtedly a hidden dagger within the traditional financial system.

But recently, something interesting has happened. Forward-thinking shops in Dubai, Singapore, and Latin America have started quietly changing—more and more stores are supporting TRC20-USDT payments. At first glance, it’s just an additional option, but in reality, it’s a change in the entire transaction logic.

Why? How low are the costs for peer-to-peer transfers on the TRON network? Just a few cents. The key point is, whether you buy a $5 coffee or a $50,000 watch, the fee is basically the same. That’s outrageous.

From a technical perspective, TRON is essentially using its DPoS consensus network to directly dismantle the traditional four-party model of "issuing bank - acquiring bank - card organization - merchant." It handles clearing, settlement, and bookkeeping all in one, but without the high transit fees typical of bank cards. How efficient can capital flow be? Merchants can save on transaction fees and turn those savings into discounts for customers or directly reinvest in service upgrades.

Another detail—instant settlement. This means merchants’ funds aren’t sitting idle in banks; cash flow turns over much faster. Today’s transaction immediately becomes working capital for tomorrow’s business.

This is what TRON is doing: using technology to burst the bubble of monopoly held by financial giants, returning commerce to its essence—efficient, fair, low-friction value exchange.