The U.S. Federal Reserve is opening a consultation window for public feedback on a proposed 'skinny master account' framework. This initiative would grant select participants restricted access to central bank services—a strategic move to modernize banking infrastructure while maintaining security protocols. The move reflects ongoing efforts to reshape how institutions interact with the Fed's core systems. Such policy shifts carry implications for the broader financial ecosystem, including considerations around decentralized finance and digital asset infrastructure. Market observers are watching closely to understand how this framework might influence future fintech innovation and cross-border settlement mechanisms.