Ever wonder how much of your portfolio should go into tech stocks or any single position? The answer isn't one-size-fits-all. According to pros in the investment space, your allocation strategy needs to account for three critical factors:

First, know your risk tolerance. Can you stomach 30% swings? Or do you sleep better with stability? Your answer shapes everything.

Second, consider your time horizon. If you're investing for retirement 30 years out, you can weather volatility differently than someone with a 5-year goal.

Third, align it with your financial goals. Building emergency funds? Saving for a house? Each goal demands a different approach.

The bottom line: there's no universal "right" percentage. Your tech allocation—or any asset allocation—should be a personal calculation based on these three pillars. Get these fundamentals right, and you've built a foundation for smarter decisions.