The flaws of the traditional financial system are becoming increasingly apparent. In reality, your cash is constantly depreciating, bank transfers are time-consuming and require fees, and asset liquidity is restricted. These pain points have inspired the crypto community to explore better solutions.

USDD was born out of this context. As a decentralized stablecoin, it offers a completely different approach. Unlike traditional stablecoins backed by companies, USDD adopts a 100% over-collateralization mechanism—its backing assets (mainly leading cryptocurrencies like BTC, TRX, and others) are valued at more than the total USDD issued.

What does this mean? Simply put, at any given moment, 1 USDD is supported by assets worth at least 1 USD. This is not just a marketing promise but a rule written into code, guaranteed by mathematics. No intermediary profits from transactions, transfers are instant, and fees are transparent and low.

From a technical perspective, the over-collateralization design provides a solid foundation for stability. This model allows users to truly control their assets, eliminating reliance on a single institution. In today’s financial environment, such an option is increasingly attracting attention.