There is an old saying in the crypto circle: those who truly make money never chase prices up or sell in a panic. What are they relying on? Information advantage.

Recently, a thought worth discussing is—rather than going all-in on a single coin betting on its future, it's better to study the on-chain yield mechanisms of stablecoins. The annualized yield differences of USDD across various platforms are huge, which in itself is an information gap.

Let the data speak. The USDD wealth management of a top wallet can maintain an annualized return of around 14%; the same asset on the BSC chain yields about 10%. It may not seem like much, but when calculated? For a fund of around 1 million USD, at a 10% annualized rate, the hourly interest can jump into double digits. Some users have tested it—an individual investment close to 120,000 USDT (equivalent to about 800,000 RMB). At this pace, daily passive income can be in the range of 200-300 RMB.

Looking at it from another angle, this is a kind of "lying flat freedom"—no need to watch the market constantly, no need to operate actively. As long as you understand the mechanism of the on-chain yield pools, your funds grow silently there. The yield logic of the Ethereum ecosystem and BSC ecosystem each has its own nuances, but the principle is essentially the same: information asymmetry creates profit opportunities.

Of course, the premise is to understand the risk factors of each chain and each contract. Simple deposits do not equal mindless investing. But if you indeed have idle U-based assets, spending some time studying the yield differences across platforms might reveal that you’ve been paying for an information gap all along. The essence of making money in the crypto world is to grasp these details that most people overlook.