Major Move: Traditional Banking Enters Bitcoin Lending
A major turning point unfolded in December 2025. One of the world's largest financial institutions began accepting Bitcoin as collateral for credit products—marking a watershed moment for mainstream adoption.
Institutions are now issuing loans and credit lines directly backed by Bitcoin holdings. This isn't just another headline; it signals something fundamental: traditional finance is reshaping how it views cryptocurrency assets.
What does this mean? Crypto holders gain new financial flexibility. Banks gain exposure to digital assets through a controlled, collateral-based model. The barrier between traditional finance and blockchain infrastructure continues to blur.
This development reflects a broader institutional reckoning with Bitcoin's role in modern portfolios—from speculative bet to bankable asset class.
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NFTPessimist
· 13h ago
Banks are starting to accept Bitcoin as collateral, now TradFi is really scared, haha
Speaking of which, what if this thing falls? Who will bear the risk?
Wait, are they really optimistic or do they want to play people for suckers again?
It's finally getting interesting, but I still don't trust it.
If it crashes again, the banks are going down too, interesting.
They say it's mainstream, but in reality, it's just gambling.
No way, I need to see how these banks set up their risk controls.
The seller's market has changed, before we needed banks, now banks need us.
Can this thing really become an asset in the future? I'm reserving my opinion.
Hmm... at least their attitude is better than before when they were trashing it.
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BearMarketLightning
· 13h ago
Wait, has TradFi really figured it out? Using BTC as collateral for loans, this would have been heavily criticized a few years ago.
It should have been like this long ago; banks took so many years to recognize it while we already bet our fortunes on it.
Still, we need to be cautious, the bank's "controlled model" sounds like a new trick to play people for suckers.
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PrivacyMaximalist
· 13h ago
It should have been like this a long time ago; after waiting so long, finally a bank dares to take this bite.
Major Move: Traditional Banking Enters Bitcoin Lending
A major turning point unfolded in December 2025. One of the world's largest financial institutions began accepting Bitcoin as collateral for credit products—marking a watershed moment for mainstream adoption.
Institutions are now issuing loans and credit lines directly backed by Bitcoin holdings. This isn't just another headline; it signals something fundamental: traditional finance is reshaping how it views cryptocurrency assets.
What does this mean? Crypto holders gain new financial flexibility. Banks gain exposure to digital assets through a controlled, collateral-based model. The barrier between traditional finance and blockchain infrastructure continues to blur.
This development reflects a broader institutional reckoning with Bitcoin's role in modern portfolios—from speculative bet to bankable asset class.