Ever wondered what number actually feels like enough? New survey data is giving us some concrete answers about financial peace of mind.

According to recent research, most Americans figure they need a net worth around $839,000 to feel genuinely comfortable—the kind of comfortable where you can sleep at night knowing bills get paid and unexpected stuff won't tank you. But here's where it gets interesting: true wealth, the kind that changes how you think about money, kicks in closer to $2.3 million.

The gap between these numbers tells a story. That first figure is about security—covering your basics, handling life's curveballs without panic. The second is about freedom—options, opportunities, and the ability to make choices without financial constraints.

What's fascinating is how these benchmarks vary wildly depending on where you live, your age, and honestly, just how you were raised to think about money. For some, $839K is life-changing. For others, it barely registers. But having these numbers out there at least gives you a target to aim for, whether you're stacking crypto gains or diversifying into traditional assets.