Gate Wealth Management Depth Analysis: Overview of High-Yield Products and Strategies by the End of 2025

The crypto market in 2025 is running parallel with fluctuations and structural growth, and simple buy and sell transactions are no longer sufficient to cope with market risks. By December 2025, Gate's global registered user base has approached 50 million, with its spot and derivatives trading volume ranking in the top two and top three globally, respectively.

This large user group is increasingly utilizing Gate's diversified financial products to seek stable or excess returns in an uncertain market.

01 Platform Strength: The Rise Logic Behind the Annual Bill

The user annual statement launched by Gate in December 2025 is not only a data review but also reveals the underlying support of its financial ecosystem. The statement presents the user's trading, financial participation, and key milestones on the platform.

In 2025, with the overall activity in the crypto market increasing, the trading depth and liquidity of the Gate platform continue to strengthen. This ecosystem, built on a large user base and top-tier liquidity, is the cornerstone for its ability to continuously launch highly competitive financial products.

02 Core Product Matrix: From Stable to Aggressive Profit Ladder

Gate's financial product line covers investors with different risk preferences, forming a clear product matrix.

The innovative benchmark for stablecoin wealth management: GUSD

The digital dollar financial certificate GUSD launched by Gate has a core highlight in its dual interest stacking mechanism. Users can earn both the product yield and the minting yield of GUSD when they invest GUSD in financial products like Launchpool.

Currently, GUSD offers a stable base annual yield of 4.4%, with earnings distributed automatically on a daily basis.

Mainstream Coin Regular Wealth Management: Lock in High Interest Returns

Gate's Yubi Treasure offers a variety of term options ranging from 7 days to 120 days for fixed-term financial management. Among them, the short-term fixed-term yields of mainstream cryptocurrencies are quite attractive, for example, the annualized yield for USDT for a 7-day term can reach 12.46%, while the annualized yield for BTC and ETH for a 7-day term can reach 10.31% and 11.90%, respectively.

Innovative Strategy Products: Pursuing Excess Returns

For investors with a higher risk tolerance, Gate offers options such as quantitative funds and Launchpool staking mining. According to its private wealth management monthly report from October 2025, the annualized return of the top 30% of quantitative fund portfolios reached as high as 35.4%.

Year-End Limited Time Event: Seize the High Yield Window

Entering December 2025, Gate launched several limited-time events, providing investors with enhanced yield opportunities.

BTC/ETH regular financial management bonus activity

At the beginning of December, users participating in a 7-day fixed investment in BTC or ETH can enjoy an annualized bonus reward of up to 10%. This means that the comprehensive annualized rate for BTC in the 7-day fixed investment can reach a maximum of 10.28%, while for ETH it can reach 11.9%.

Additional rewards are distributed in the equivalent form of RLS or NESS tokens, the reward pool is limited and available on a first-come, first-served basis.

Exclusive high-yield benefits for new users

Gate offers an attractive exclusive benefit for new users of Yubi Bao: new users can enjoy a financial product with an annualized rate of up to 200% for a period of 3 days.

04 Security Assurance: The Cornerstone of Asset Support

In the field of digital assets, security is the premise of financial management. Gate has taken multiple measures in this regard:

• 100% Reserve Proof: Gate is one of the first mainstream trading platforms in the world to publicly commit to 100% reserve proof, ensuring user assets are fully reserved at a 1:1 ratio.
• Community Guarantee Fund (CAF): Established in 2018 to prevent losses caused by sudden major events such as system vulnerabilities and fraud, providing users with additional protection.
• Asset Storage Solution: A “hybrid of centralized and decentralized” fund storage solution, with most assets stored in secure cold wallets.

05 Investment Strategy: How to Allocate Your Gate Financial Products

In the face of abundant choices, investors can position themselves according to their own circumstances:

• Conservative investors: The core allocation should be stablecoin financial products like GUSD, obtaining a stable annual return of about 4.4%. A small amount of funds can be allocated to short-term fixed-term financial products in USDT and BTC to enhance returns while controlling risks.
• Balanced investors: It is recommended to focus on regular financial management with mainstream coins such as ETH and BTC to build a core income position, with the current annualized return for a 7-day period around 10%-12%. At the same time, no more than 20% of funds can be allocated to try innovative strategies such as Launchpool staking mining.
• Aggressive investors: Based on a full understanding of the risks, they can participate in products such as quantitative funds that seek high returns. It is essential to note that high returns come with high risks, and these products are more suitable for seasoned investors who have a deep understanding of the market and can withstand significant drawdowns.

Regardless of the strategy chosen, leveraging the current limited-time bonus activity for BTC/ETH is an effective way to enhance short-term capital efficiency.

Future Outlook

As market fluctuations become the norm, depositing idle assets into Gate's Yu Bi Bao for interest has become a choice for many users. Here, BTC and ETH are no longer just codes waiting for a rise, but digital assets that can continuously generate cash flow.

Even the most conservative stablecoin holders can achieve far greater capital efficiency than traditional banks through GUSD's dual yield mechanism. With the generation of annual statements, nearly 50 million Gate users are redefining the way crypto wealth rises.