Under the new regulations for digital assets in Indonesia in 2025, how to choose your Dompet Crypto? Gate Wallet has been comprehensively upgraded and interpreted.

In 2025, the regulation of cryptocurrency assets in Indonesia will officially be transferred to the Financial Service Authority OJK, and dozens of trading platforms and Wallet service providers will need to reapply for licenses.

At the same time, the trading tax rate for using overseas exchanges is as high as 1%, nearly 5 times that of local exchanges. Against this backdrop, the fully upgraded Gate Wallet, with its multi-chain asset management, enhanced security mechanisms, and one-stop Web3 services, is becoming the preferred choice for Indonesian users to manage their encryption assets.

01 Market and Regulatory Changes

The cryptocurrency market in Indonesia is undergoing structural adjustments. As of January 2025, the regulatory authority for crypto assets has been transferred from the Commodity Futures Trading Regulatory Agency Bappebti to the Financial Services Authority OJK.

This means that encryption assets will be subject to stricter regulations, closer to traditional financial products, under the identity of “digital financial assets.”

On the tax front, the new policy is equally stringent. To strengthen tax management, Indonesia announced an increase in the taxation rate for cryptocurrency transactions in July 2025.

Among them, the seller's tax rate on domestic exchanges has been raised from 0.1% to 0.21%. If users trade on non-compliant overseas exchanges, they will face a tax rate of up to 1%.

The dual transformation of regulation and taxation has fundamentally changed Indonesian users' demand for crypto Wallets. They are no longer just satisfied with storing digital assets but are urgently in need of a truly compliant, secure, and fully functional one-stop asset management tool.

02 The Comprehensive Evolution of Gate Wallet

In response to market changes, Gate Wallet completed a comprehensive upgrade in 2025 aimed at serving global users, particularly those in regions with strict regulatory requirements.

The core upgrade focuses on asset management, security, and experience.

First of all, the new version of the Wallet offers real multi-chain and multi-asset support. Users can manage assets distributed across multiple mainstream blockchains within a single interface, which is crucial for users seeking portfolio diversification.

Secondly, the Wallet deeply integrates decentralized applications and NFT features. Users can directly access DApps, manage NFTs, and participate in various DeFi activities through the Wallet without switching between different tools, achieving a seamless experience from storage to use.

In terms of security, the upgrade introduced enhanced security mechanisms. Through private key encryption backup and security reinforcement technology, it significantly reduces the risk of private key loss or theft while ensuring that users fully maintain control over their asset autonomy, balancing convenience and security.

03 Core Functions and User Experience

The design philosophy of Gate Wallet is to encapsulate complex technology under a simple and intuitive operation. Its user interface has been redesigned to be more user-friendly for beginners.

At the same time, the newly added AI-driven asset management and analysis tools can help users better grasp their own asset allocation and market trends.

For Indonesian users, the integrated experience of Gate Wallet is significant. It plays the role of a “one-stop Web3 service portal”.

From the most basic asset storage, to cross-chain transfers, participating in DeFi liquidity mining, and then to the collection and display of NFTs, all operations can be completed within the same Wallet ecosystem, greatly simplifying the process of participating in the encryption world.

In addition, Gate Wallet is closely connected to the broader ecosystem of Gate exchange. For example, users can utilize the revolutionary cross-chain upgrade feature launched by Gate to seamlessly execute asset exchanges between different blockchains within the wallet and exchange interface.

04 Current Market Dynamics and Asset Performance

In a strict regulatory environment, it is particularly important to view market fluctuations rationally and manage assets. As of December 22, 2025, the cryptocurrency market shows a differentiated trend.

According to Gate market data, BTC is currently priced at 89,434.7 USD, with a slight increase of 1.02% over the last 24 hours. Market analysis suggests that the price of Bitcoin is consolidating around 89,500 USD, with the market anticipating a potential “Christmas rally” at the end of the year.

Meanwhile, ETH is currently priced at 3,031.60 USD, with a 24-hour increase of 1.46%. Ethereum's performance is relatively strong, continually testing key resistance levels.

Another mainstream asset, Solana, is priced at about 125.85 dollars. This real-time data highlights the importance of a wallet tool that can provide a clear view of assets and a convenient trading channel in a volatile market.

05 Security Practices and Compliance Recommendations

Using cryptocurrency Wallets in Indonesia requires both security awareness and compliance awareness. Although Gate Wallet offers enterprise-level security guarantees, users' personal operating habits are equally crucial.

The primary principle is diversifying risk. Avoid concentrating all digital assets in a single Wallet. For large amounts of assets that will not be moved for a long time, consider using a combination of cold wallets (hardware wallets) and Gate Wallet, which is a type of hot Wallet.

Be sure to enable all available security settings, such as two-factor authentication, and avoid accessing your Wallet on public Wi-Fi or insecure devices.

From a compliance perspective, users must actively pay attention to the dynamic changes in Indonesian regulations and tax systems. Due to the significant tax burden differences between compliant local service platforms (tax rate 0.21%) and non-compliant overseas platforms (tax rate 1%), choosing service providers like Gate that actively adapt to local regulations is a wise move to optimize costs and ensure legal transactions.

06 Future Outlook

As of December 22, Gate's market shows that Bitcoin is fluctuating above $89,000, while Ethereum is hovering around the $3,000 mark. Emerging public chain assets like Solana also provide diversified options for the market.

In the face of a differentiated and volatile market, the AI-assisted analysis tool embedded in Gate Wallet is attempting to help Indonesian users grasp their own investment opportunities among complex charts and data.

In the future, with the continuous development of Gate's public chain Gate Layer and the investment of its over 100 million dollar ecological fund, a complete Web3 ecosystem covering asset issuance, trading, and management is taking shape.