How are stablecoins gradually reshaping traditional finance? The shift toward blockchain-based settlement in banking is picking up momentum, with more institutions exploring tokenized assets for cross-border transactions and liquidity management. The adoption curve shows institutional players increasingly recognizing stablecoins as a bridge between legacy systems and decentralized infrastructure. RLUSD and XRP have been positioned as key solutions in this transition, offering faster settlement speeds and reduced friction compared to conventional correspondent banking. As regulatory frameworks clarify, expect accelerated integration of stablecoins into mainstream financial operations—from trade finance to treasury management.