All traders know that in the crypto world, the most feared thing is not a big dump in the market, but suddenly receiving a call from a stranger saying it involves a case. In an instant, one becomes confused—how could one be involved in legal issues just by buying and selling digital assets on a platform?

In most cases, this is actually a false alarm, but the key is how you respond. Many people's first reaction is panic, denial, or even confrontation, which ends up complicating a simple matter.

**First, let's clarify a basic fact**: It is completely legal for individuals to trade in cryptocurrencies. The real legal risk arises in one situation – when the funds you receive come from illegal activities (such as fraud, money laundering, etc.), and you, as the recipient, may need to cooperate with the investigation. But it is important to emphasize here: "cooperation" does not equal "confession"; the two are fundamentally different.

If someone reports that the money they were scammed out of has flowed into your account, the standard response process is as follows:

Step one, calm down. Take a deep breath, don't rush to argue or confront emotionally.

Step two, actively cooperate. Your attitude should be "I am willing to handle it according to the regulations," and then immediately provide evidence such as transaction records, transfer vouchers, wallet addresses, and timestamps. Experience tells us that the earlier you actively cooperate, the smaller the subsequent troubles; conversely, the more you delay and evade, the easier small problems can escalate into big ones.

**There is a very important distinction here**:

If you are identified as a direct participant in the case, all bank accounts and electronic wallets may be frozen, and the processing time will be very long.

But if you are just an innocent trader who has mistakenly received problematic funds, you can usually unfreeze them quickly after cooperating with the investigation. The consequences in the two cases are vastly different.

Therefore, when legal issues come knocking, attitude is key. It's not about retreating blindly, nor about confronting head-on, but rather being rational, transparent, and proactively cooperating. Only in this way can you effectively protect your assets and reputation.