In recent years, the Web3 community has repeatedly discussed cross-chain bridges, but have you ever thought that what truly limits the development of on-chain finance may not be the barriers between different blockchains.

The deeper issue is that there are too many asset types, yet each operates independently.

NFTs are idle in cold wallets, RWA is waving the token flag but no one wants it, governance tokens are basically useless except for voting— the more diverse the asset types, the more dispersed they become. It's like having ten highways built, but each vehicle is restricted to only use one of them.

How to break this pattern? It cannot rely solely on stacking bridge protocols. The key is to establish a unified asset language system.

Imagine a scenario like this: regardless of whether your assets are fragments of artworks, accounts receivable, or the rights to the profits from game equipment, as long as they enter this ecosystem, they are first transformed into a "computable risk and cash flow" model, rather than being forcibly converted into homogenized tokens.

What changes does this bring?

A traditional enterprise can use future receivables as collateral to directly generate stablecoins, paying partners in the global supply chain and bypassing traditional settlement paths. A GameFi guild can activate accumulated game assets, converting them into liquid funds while retaining the original ownership of the assets. Even the governance weight of a certain chain can serve as collateral for derivative transactions on another chain.

When assets can communicate with each other, liquidity can truly form a networked flow instead of being isolated. Some call this "asset Lego," but a more accurate description is: this is a universal translator for financial language.