Stop mourning millennials and Gen Z for a moment—look closer at those hitting 50. Millennials got crushed by 2008, Gen Z faces inflation and wage stagnation, sure. But here's the thing: those in their 50s are staring down retirement without the pension safety nets their parents had. Inflation is eating their fixed income. Healthcare costs are climbing. They took the housing market hits too, just earlier. The wealth gap wasn't kind to any generation, but some just had less time to recover.