Choose 9 Thai income and expense programs 2025 to control spending wisely

In this digital age, managing personal finances is no longer a hassle if you use the right tools. Tracking income and expenses with a high-quality income and expense management app will help you clearly understand your cash flow. Currently, there are many options available for both iOS and Android, and they are free, convenient, and highly efficient.

This article will present 9 popular and highly rated income and expense management apps in 2025, along with an analysis of their key features, strengths, and limitations, to help you choose the one that best fits your needs and lifestyle.

Why Use an Income and Expense Management App?

Manual financial recording in a notebook is outdated. The modern way is to use an income and expense management app that allows you to record data quickly and generate automatic reports. With features like categorization, graphical analysis, and budgeting, you’ll get a clearer overall picture of your spending, which is the first step toward saving and financial planning.

9 Outstanding Income and Expense Management Apps in 2025

1. Money Manager Expense & Budget – For those seeking in-depth analysis

If you have multiple accounts or credit cards, Money Manager is a great partner. This app is customized for users to manage their assets comprehensively. The PC Manager feature allows you to access financial data from your computer via Wi-Fi easily.

Key highlights:

• Supports multiple currencies including Thai Baht
• Connects to debit and credit cards for automatic tracking
• Displays graphs and detailed reports of balance changes
• Manages recurring transactions like salaries and insurance bills
• Supports data backup via Google Drive or Excel

Download: Google Play | App Store

2. Money Lover – A comprehensive financial helper

With over 5 million users worldwide, Money Lover manages income and expenses and helps create savings plans. This app is designed for users to track bills and debts in one place, providing future spending trend advice.

Valuable features:

• Clear and easy-to-understand reports
• Predicts future expenses based on past data
• Automates recurring transactions
• Supports multiple currencies
• Upgrading to Premium unlocks additional features like multiple wallets and bank account linking

Download: Google Play | App Store

3. Spendee Budget & Money Tracker – For visual control

Spendee is praised for its user-friendly interface and infographic visuals. It consolidates data from various sources, including online bank accounts, PayPal, or digital wallets, giving you an overall view of your finances.

Advantages of Spendee:

• Automatically categorizes expenses
• Presents insights with colorful graphs
• Focuses on family sharing
• Supports multiple currencies
• Offers personalized money management advice

Download: Google Play | App Store

4. MeowJot – Thai-specific income and expense app

For Thai users seeking convenience, MeowJot offers OCR technology that automatically reads bank slips and receipts. Just take a photo of the transfer slip, and the app will categorize it for you, eliminating manual typing.

Reasons to use:

• Scans receipts and PromptPay slips automatically
• Customizable categories and tags
• Modern, clean design
• Supports slips from banks like SCB, KBank, Krungsri, etc.
• Provides real-time summaries

Download: Google Play | App Store

5. MeTang: Expense Manager – Voice command expense logging

MeTang features a time-saving function: recording expenses via voice commands. Just speak the details, and it will automatically convert to a financial record. The app emphasizes security with fingerprint and Face ID.

Tips for MeTang:

• Save expenses using voice commands to save time
• Designed for Thai users, supporting Thai language and Baht
• Supports multiple accounts like cash, savings, credit cards
• High security with (Password, Fingerprint, Face ID)
• Simple, user-friendly interface

Download: Google Play | App Store

6. Piggipo – Credit card management expert

Many credit card users, Piggipo is designed for this group. The app helps you consolidate balances and transactions from various cards in one place, with payment due date reminders to avoid exceeding your budget with interest.

Piggipo’s strengths:

• Billbox system for bill verification
• Payment due date alerts for each card
• Calculates interest and cashback automatically
• Unlimited export to Excel
• Supports future expense planning

Download: Google Play | App Store

7. Budge – Building good saving habits

For those with savings goals, Budge makes saving fun and inspiring. Its colorful interface, progress graphs, and weekly or monthly money division motivate users.

Reasons to choose Budge:

• Set savings goals and track progress
• Beautiful interface that encourages motivation
• Supports multiple wallets for personal and family use
• Visual dashboard for clear information

Download: Google Play

8. Daak – Maximum simplicity

If you’re a beginner or want a simple income and expense app, Daak is the choice. Record expenses, select categories, and you’re done—no extra steps.

Advantages of Daak:

• Very easy to use for beginners
• Supports automatic recurring transactions
• No login required
• Basic expense summary graphs

Download: Google Play

9. Oh My Cost – Fun expense recording

Oh My Cost makes recording expenses enjoyable with over 500 beautiful icons. You can track small expenses like coffee or large expenses easily.

This income and expense app is useful for:

• Simple and fun interface
• Supports multiple user accounts, suitable for families
• Set monthly expense goals
• Export data to Excel for further analysis

Download: App Store

Comparison Table of 9 Income and Expense Apps in 2025

Which Income and Expense App Should You Choose?

Choosing the income and expense management app that suits you depends on your needs:

• For in-depth analysis: Try Money Manager or Money Lover
• For simplicity: Choose Daak or Oh My Cost
• For credit card management: Try Piggipo
• For Thai convenience: MeowJot or MeTang
• For family use: Spendee or Oh My Cost

No matter which app you pick, the key is to start recording your income and expenses regularly. This will help you see where your money goes and make smarter financial decisions.

All 9 income and expense management apps are available for free download, so there’s no reason not to try them. Find the one that suits you best and start tracking your finances today!