Let's do a thought experiment. Now, take $1,000—half to buy XRP (current price about 1.84), and half to buy DOGE (current price about 0.13)—then just leave it there until 2030 and check back.

Based on current analyses and forecasts, what might you see?

For XRP, a conservative estimate suggests the account could grow to $2,172, while a more aggressive model predicts $8,145. For DOGE, the gains are even more dramatic—conservative expectation around $1,923, and aggressive forecasts soaring to $15,385. These numbers are definitely enough to make your head spin.

But here’s the real question: compared to the multiple you might see in 5 years, what’s more painful is—can you really hold on?

What has the crypto world experienced in recent years? Luna collapse, FTX explosion, various black swan events happening one after another. Plus, the daily volatility of the market—sometimes a 30% drop in a day isn’t unusual. Most people's psychological defenses aren’t that strong. Imagine mid-2024, during a market downturn, your account shrinks by 50%. Can you still sleep well?

That’s also why more and more people are considering stablecoin strategies when allocating high-volatility assets. It’s not about abandoning the pursuit of high returns, but about giving yourself a “security blanket”—no matter how the market twists and turns, a portion of your assets remains stable and liquid.

The logic behind this allocation is simple: high-risk assets chase the dream of 10x in 5 years, while stable assets ensure you don’t break down due to anxiety. Combining both makes you feel more at ease. So, the difficulty of holding for 5 years often isn’t about choosing the right coins, but about surviving those moments that threaten to break your mental state.