Ripple RLUSD Anniversary: Five Major Milestones Demonstrate a New Level of Compliant Stablecoins

Source: CryptoNewsNet Original Title: Ripple Marks RLUSD’s Birthday With Five Major Achievements on Record Original Link:

RLUSD Celebrates Anniversary

Ripple Labs recently celebrated the one-year anniversary of its RLUSD stablecoin launch. To commemorate this significant milestone, industry experts summarized five key achievements.

According to relevant data, since its launch on December 17, 2024, RLUSD has quickly risen to become one of the top five USD stablecoins globally, setting industry records.

Regulatory Breakthroughs

The Office of the Comptroller of the Currency (OCC) issued a conditional approval to Ripple, allowing it to establish a national trust bank. This not only enhances federal oversight but also supplements the existing state-level regulation by the New York Department of Financial Services (NYDFS). This move sets a new high standard for stablecoin compliance and provides stronger protection for RLUSD holders.

Multi-Chain Deployment

RLUSD has expanded to new blockchain networks via the Wormhole cross-chain interoperability protocol, enabling seamless, native liquidity for RLUSD without the need for wrapped tokens. It is currently live on several major Ethereum Layer 2 networks, including Optimism, Base, and Inkonchain.

International Recognition

RLUSD has received formal recognition from the Abu Dhabi Global Market (ADGM) Financial Services Regulatory Authority (FSRA), being listed as an accepted legal reference token. This allows licensed institutions within ADGM to use RLUSD as collateral on exchanges and major brokerage platforms.

Exchange Support

A certain exchange has added RLUSD support on the XRPL ledger, enabling near-instant settlement and very low fees, offering significant advantages over networks like Ethereum. Users can hold a single RLUSD balance on this exchange and transfer seamlessly between XRPL and Ethereum.

Growth Drivers

Since its launch, RLUSD has experienced rapid adoption, driven mainly by institutional demand, regulatory approval, multi-chain expansion, and increasing exchange support.

RLUSD is backed by USD and other cash equivalents, with reserves held in separate accounts. The stablecoin surpassed a market cap of $1 billion in November 2025 and has become one of the largest USD-backed stablecoins globally, second only to Tether (USDT), Circle’s USDC, and PayPal’s PYUSD.

Based on its growth trajectory, RLUSD is expected to rank among the top 50 cryptocurrencies by market cap worldwide. As of press time, relevant data shows RLUSD is ranked 52nd, with a market cap of $1.33 billion.

Ripple has also partnered with multiple fintech companies to enhance RLUSD’s utility, including payment platforms like Yellow Card and Chipper Cash, further promoting its use in payments, DeFi, and tokenized assets.