Top 10 Forex Trading Accounts Offering Excellent Welcome Credits in 2026 | Updated Version

When you start your journey into the world of currency trading, the first thing traders focus on is finding a Forex account with welcome credit to establish a solid starting point. But the truth in the financial markets is that “free” often comes with conditions. This article will help you understand what welcome credit is and find the approach that suits your trading in 2026.

What does Forex welcome credit mean, and should you care?

It’s important to understand clearly that Forex welcome credit is not cash that can be withdrawn immediately, but rather “trading capital” that is added to your account to give you the power to buy and sell various assets genuinely.

Why do account owners offer welcome credits?

The answer is to attract new customers and encourage frequent trading. The more traders use the service, the more income the account generates from trading contracts. This credit is thus an investment in long-term customer acquisition.

Who should benefit from welcome credits?

• Beginner traders: Want to test the market without risking their own funds
• Traders with limited budgets: Want to increase trading volume without depositing more money
• System learners: Experienced traders eager to try new strategies with supported credits

Types of welcome credits and conditions to know

No-Deposit Credit (

This is the most popular format. You can access it immediately after registration and identity verification, without paying a single penny.

Suitable for: Beginners who want to experience real trading without risk

Examples: XM offers $30, Tickmill offers $30, RoboForex has )for new clients

$30 Deposit-Based Credit ###

The account calculates bonuses as a percentage of your deposit, ranging from 10% to 200%, depending on the account policy.

Suitable for: Confident traders who decide to deposit real money

Examples: Deposit (with 100% credit = total capital of $1,000 in the account

) Welcome Bundle $500

Some accounts combine multiple formats, offering additional credits without deposit + deposit.

Example: Mitrade provides ###just login, (after registration, )identity verification, $10 first deposit

Strict conditions to prepare for

$20 Trading volume requirement $30 Lot Turnover$40

The system does not allow you to withdraw profits until you meet the specified trading volume. For example, the credit ###may require trading 1 lot of EUR/USD with a spread (= you must pay the spread )to unlock.

$30 Profit withdrawal limits $10 Caps$10

Not all accounts allow full profit withdrawal. Some are limited to $50-### only.

( Time restrictions )Restrictions$100

Credits do not last forever; they often have an expiration date, prompting traders to rush trading volume and possibly make poor decisions.

Automatic credit cancellation (Auto Cancellation)

Many accounts have rules that if you withdraw your own funds, the credit disappears immediately. If a position remains open, it could lead to a Margin Call in the blink of an eye.

Top 10 Forex accounts with welcome credits in 2026

1. Mitrade - Creative Mission System

An Australian-regulated account under ASIC, Mitrade uses a long-term mission system instead of a one-time credit. This allows you to learn the platform gradually.

Total credit: (- Login: immediate

• Registration complete: )additional
• Identity verification: ###additional
• First deposit: $100 final step

Unlock system: Each asset has different conditions, for example:

• Gold $10 XAUUSD$20 : unlock for 0.1 lot
• Oil $30 USOIL$40 : unlock $1.5 for 0.05 lot
• NAS100: unlock $0.1 for 0.1 lot

Trustpilot score: 4.6/5

Highlights: step-by-step learning system, transparent, easy-to-use app Limitations: must complete missions, trading conditions to convert credit into real money Suitable for: beginners and low capital traders

( 2. XM - The symbol of welcome credit

A well-known broker regulated by CySEC and ASIC

Welcome credit: )No deposit + deposit bonus up to $5,000

How to get: verify identity within 30 days, then claim from the member area

Conditions: trade 0.1 standard lot $2 or 10 micro lots( and have at least 5 trading orders

Highlights: credit never expires )as long as the account is active###, simple conditions Limitations: no duplicate registration, need 5 orders to withdraw profits Suitable for: beginners wanting risk-free trial

$30 3. Tickmill - For narrow spreads

Regulated by FCA, known for low spreads and fast execution

Welcome account: (in a separate account for demo trading

How to withdraw profits:

1. Profit in the welcome account )$30-$100(
2. Open a real account and deposit )into it
3. Email request to transfer profit from the welcome account
4. Withdraw to use

Highlights: very low spreads, allows EA trading in bonus accounts Limitations: withdrawal process is somewhat complex, deposit required ###first$30 Suitable for: scalpers or server testers

( 4. RoboForex - Affordable and straightforward

Regulated by FSC and member of The Financial Commission )protected up to €20,000$100

Credit: $100 after minimum deposit ###via bank card

Steps to receive:

1. Open Pro or ProCent account
2. Verify identity, address, phone number
3. Deposit (with bank card
4. Receive code via email to activate bonus

Another advantage: profits can be withdrawn immediately, no lot restrictions, credit remains even if the account is in loss

Highlights: profits withdrawable instantly, no need to meet lot requirements Limitations: minimum deposit required Suitable for: small capital traders needing support

) 5. FBS - High leverage and full of promotions

Very popular in Asia, regulated by ASIC and CySEC

Deposit bonus: 100% for first deposit $30 up to 60% for subsequent deposits$10

How to get: deposit at least $5 $10 , bonus is automatically credited

Note: credit is margin support only, cannot be withdrawn. If you withdraw funds, and equity drops below credit, the credit is cut immediately.

Highlights: high credit, helps open larger lots Limitations: cannot withdraw credit, may cut credit suddenly Suitable for: high leverage traders

6. FxPro - Refer-a-Friend program with real money

A globally reputable broker under FCA and CySEC

Referral program: both referrer and referee (get cash )withdrawable(

Conditions:

• Referrer: deposit $100, trade 3 lots
• Friend: deposit $100, trade 3 lots within 30 days

Highlights: cash reward withdrawable, not just credit Limitations: need friends and both must trade fully Suitable for: community or trader groups

) 7. HFM - Bonuses with withdrawal options

Very popular in Thailand, regulated by FSCA, FCA, FSC, CySEC

Deposit bonus: 100% ###during promotion period, up to $200$50

Other strategies:

• Refer friends: (- Loyalty program: accumulate points for cash
• Contests: win cash prizes

Conditions: calculate lot needed = bonus / 2 )e.g., bonus ###= must trade 100 lots(

Highlights: possibility to withdraw credit if trading volume is met Limitations: high lot requirements Suitable for: frequent traders

) 8. IUX Markets - Good risk support

Regulated by ASIC, FSC, FSCA

Two-tier bonus:

• 35% for deposit $200 (up to$200
• 25% for subsequent deposits
• Total up to $3,300

How to get: open Standard Bonus Account, deposit )minimum $10### for credit

Special advantage: credit helps support drawdown $300 , fast deposit/withdrawal

Highlights: good supplement, quick deposits/withdrawals Limitations: cannot withdraw credit, it’s trading credit Suitable for: day traders who prefer narrow spreads

( 9. GMI Markets - Stability and support

Trusted in Thailand for stable operation, regulated by FCA, VFSC, FSC

Deposit bonus: 15%-20% )up to $5,000(

Special feature: credit can “withstand drawdown” = even if your funds are exhausted, credit still supports the portfolio

How to get: open Standard or Plus account, deposit, system auto-fills

Highlights: truly supports drawdown, stable server, good customer service Limitations: cannot withdraw credit, some have expiration dates Suitable for: those seeking security

) 10. JustMarkets - For those needing large credit

Popular in Thailand for high credit offers, regulated by CySEC, FSA, FSC

Tiered bonus:

• 50% for ≤(- 100% for $100-)- 120% for ≥###- up to $40,000

How to get: during deposit, check “Receive credit” and select percentage

Important rule: if you withdraw funds (principal or profit), the credit is lost immediately — this is the main drawback

Highlights: high percentage credits, high maximum limit Limitations: withdrawal instantly cancels credit — warning sign! Suitable for: overlot traders who do not want to withdraw funds

Summary comparison table

Risk warnings and tips

$100 1. Clearly calculate spread costs If you need to trade 3 lots to unlock $30 , you might pay nearly as much in spreads as the bonus. Calculate break-even carefully.

$30 2. Watch withdrawal caps Most accounts limit profit withdrawals to $50-$100 . Always withdraw once target is reached.

$30 3. Do not register again with the same IP Strict verification system. Do not register with the same family name or use Wi-Fi previously used by others.

$50 4. Do not withdraw principal $200 most of the time### If this rule is broken, credits will be lost simultaneously.

Conclusion

The best Forex account is not the one offering the highest credit but the one that matches your trading style, goals, and experience level, with transparent and reasonable conditions. For beginners, Mitrade’s step-by-step learning or the simplicity of XM are excellent choices.

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⚠️ Trading involves risk and may not be suitable for everyone