What should beginners know about saving gold? The complete guide to start the year 2568

Why Save Gold? Answering a Common Question

Have you ever noticed that saving cash can no longer fight inflation? And waiting until you have enough money to buy gold in one go often causes you to miss the right timing when prices are good. Scammers or risks are also getting closer. For this reason, many beginners choose to “Save Gold” — a safer and more accessible investment method.

Saving gold is not just about storing money. It’s about changing your attitude towards saving to fit modern times. Instead of saving money in a piggy bank, you switch to storing assets that increase in value along with rising prices.

What is Saving Gold? For Beginners

In the simplest terms, saving gold means buying genuine gold ( mostly 96.5% purity ) little by little through digital platforms, without needing a large lump sum like direct purchases at gold shops.

How it works: When you transfer money into the system, it is converted into grams of gold based on the current price. The gold amount is then stored in your digital account. The cleverness of this system lies in the principle of Dollar-Cost Averaging (DCA) or averaging the cost.

Clear example:

• Month 1: Gold price per baht 30,000 THB → 3,000 THB gives 1.52 grams
• Month 2: Gold price per baht 28,000 THB → 3,000 THB gives 1.63 grams (cheaper price, more grams)

Repeating this process reduces your average price, decreasing the chance of “buying at a high” price.

Where Should Beginners Choose? Comparing 5 Top Programs of 2025

1. GOLD NOW (Hua Seng Heng) - The choice for those who trust big brands

Strengths: 70 years of reputation plus cooperation with leading banks = high security

Program: Two modes in one app — “Save NOW” (start at 1,000 THB) for flexible saving, and “GOLD NOW” (start at 5 THB) for direct buying and selling

Fees: 3-5 THB per transaction via bank app

Minimum gold exchange: 1 salueng @E15~3.78 grams(

Suitable for: People who want flexibility in saving and trading, and value brand reputation

) 2. MTS Gold Blockchain ###Mae Thong Sook( - The “tech-savvy” choice for security

Strengths: Uses blockchain technology same as banks and crypto → global data security

Program: Easiest to access, investment starting at 100-150 THB or 0.1 grams, trade 24/7

Fees: No trading fees, only “block fee” when exchanging for real gold

Minimum gold exchange: 1 gram )pick up at branch or post(

Suitable for: Beginners with small funds and those prioritizing data security

) 3. Get Gold ###YLG( - The highly flexible option

Strengths: Trade 24/7 at the spot market price )real-time recording(

Program: Starting at 100 THB, with daily and automatic monthly savings

Fees: No trading fees, but block and withdrawal fees apply

Minimum gold exchange: 1 gram

Suitable for: Active savers wanting to follow global market prices

) 4. Ausiris Gold Saving - The long-term planner’s choice

Strengths: Fully automatic DCA — system averages your purchase daily during business days at 16:00

Program: Set a monthly saving limit ###minimum 1,000 THB( system automatically averages purchases

Fees: Block fee when exchanging for gold

Minimum gold exchange: 0.3 grams )smallest among five(

Suitable for: Long-term investors wanting to build automatic saving discipline, removing emotional bias

) 5. ARR Gold Saving ###Aurora( - The convenience-oriented choice

Strengths: Over 260 branches nationwide for easy physical gold pickup

Program: Starting at 100 THB via company website

Fees: No trading fees

Minimum gold exchange: 1 salueng @E15~3.78 grams)

Suitable for: Those who want convenience in receiving physical gold and are familiar with the Aurora brand

Quick Comparison Table:

Which type of beginner will benefit the most?

( 1. Students / New workers

• Problem: Limited income, need systematic saving
• Approach: Start with MTS or ARR )100 THB### then gradually transfer more money monthly
• Benefit: Develop a habit of saving in a stable asset

( 2. Freelancers / Self-employed

• Problem: Income fluctuates, some months less
• Approach: Choose YLG or GOLD NOW for flexibility, save as you earn well
• Benefit: No commitments, can pause anytime

) 3. Long-term planners ###Parents saving for children / Retirement###

• Problem: Need to hedge against inflation over 10-20 years
• Approach: Choose Ausiris with automatic DCA system, no need to worry about discipline
• Benefit: Saving system works automatically, reduces worries

( 4. Cautious investors

• Problem: Fear of stock volatility but want better returns than savings
• Approach: Gold saving as a risk diversification tool )Safe Haven###
• Benefit: Gold prices often move independently of stocks, balancing your portfolio

Easy 4-step guide for beginners (Start now)

( Step 1: Think about your lifestyle Ask yourself:

• Do I have enough discipline to save regularly or need an automatic system?
• Do I want frequent trading or long-term saving?
• How important is convenience in exchanging gold?
• Is data security my top priority?

Choose a platform that matches your answers precisely

) Step 2: Download + Verify identity

• Download the app with ID card and bank book
• Complete e-KYC ###Face scan### — no branch visit needed
• Account approval (usually 1-2 days)

( Step 3: Transfer money + Start saving

• Transfer via QR code or link bank account for auto deduction
• Money enters system → converted into grams of gold )real-time###
• Gold balance appears in your portfolio

( Step 4: Choose your exit When reaching the gold exchange threshold, you have 2 options:

A. Withdraw as cash

• Sell gold in your portfolio back to the system at real-time prices
• Suitable for those wanting to profit from price differences

B. Exchange for real gold

• Convert digital gold into gold bars or ornaments
• Suitable for long-term saving

This decision reflects your goal — speculation or wealth accumulation

Why beginners are attracted

✓ Start with very little money — even 100 THB can own gold

✓ Reduce risk from market volatility — gold as a Safe Haven balances your portfolio

✓ Protect against inflation — gold prices tend to rise with living costs

✓ Build automatic saving habits — especially with auto deduction systems

✓ High liquidity — easily convert to cash, no need to keep gold at home risking theft

Limitations beginners should know

⚠ Short-term price volatility — gold saving is suitable for long-term, not quick speculation

⚠ No interest or dividends — returns come only from price differences

⚠ Provider risk — scams with fake apps or company closures have been reported

→ Protection tips: Choose large, reputable companies with long-standing credibility, physical storefronts, and high trustworthiness

⚠ Hidden costs in gold exchange — “block fee” )for bars### or “premium” (for ornaments) to consider

⚠ Profit only in rising markets — no way to profit from falling prices, unlike futures or CFD trading

Is saving gold good? Final answer

Yes, it’s very good. However,

Saving gold is not a get-rich-quick method nor a speculative tool. It’s a way to build sustainable wealth through discipline and consistency that is most accessible, especially for beginners.

Start today, with small amounts. Consistency and time will lead you toward a secure and safe savings goal.