According to some market data, stablecoins have shown interesting regional characteristics in the P2P transfer field—usage is most active in Latin America and Africa.

The reason is quite straightforward: these regions face high inflation pressures and have huge cross-border remittance demands, while traditional payment channels are costly. In this environment, users simply bypass intermediaries and conduct stablecoin transfers directly on public chains like Polygon.

Interestingly, although individual transaction amounts are not large, the transaction frequency is quite high. This is not hype, but a genuine payment choice integrated into daily life—real needs that occur every day.