2026-01-08 03:26:53

Recently, looking at the market trends, Bitcoin has been bouncing back and forth around the 90,000 and 100,000 marks, and various altcoins are in chaos. Many people tend to fall into a trap during such times: chasing gains and selling losses, frequently adjusting their positions. In the end, they often end up with fewer and fewer coins, and their mindset also collapses.

I've been in this circle for several years, experienced two complete bull and bear cycles, and have a deep understanding: in volatile markets, stable cash flow is more valuable than simply chasing price increases.

**Why is that?** Let me give a concrete example. You hold BNB, and on one hand, you don't want to sell (fear of missing out on further gains), and on the other hand, you're worried about a price correction. At this point, you're caught in a dilemma.

A mindset shift changed my approach: by collateralizing BNB to borrow stablecoins, you can both preserve your spot holdings and extract liquidity. This is a good middle ground.

**How exactly does it work?** Use BNB as collateral to borrow USD1 stablecoins, essentially setting up a buffer for yourself.

What happens when the price rises? BNB remains in your account, and your assets appreciate as usual. The borrowed stablecoins can earn interest while sitting idle, effectively allowing you to attack from both sides.

And if the price drops? Although BNB shrinks in value, the stablecoins you hold generate continuous interest. This income can be used to buy in batches at lower prices, gradually lowering your average cost.

This is what is called a "anti-fragile" design. No matter which way the market moves, you have income. And the interest from stablecoins is certain; in a market full of uncertainties, certainty itself is valuable.

BTC-0,54%

BNB0,44%

USD1-0,02%

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AirdropHunterKing

· 1h ago

This theory sounds comfortable, but you need to repeatedly verify the contract address to avoid accidentally falling into a smart contract trap. I agree. Instead of chasing gains and selling off every day, it's better to earn interest on stablecoins. This approach is similar to my previous strategy of earning on small profits; relying on guaranteed income is the way to go. Exactly, I was caught up in chasing gains and selling off, which led to holding fewer and fewer coins. Now I realize that relying on liquidity to generate interest makes the portfolio more resilient. Using collateral to borrow coins is a good move, saving you from constantly monitoring the market, and you can also earn some gas fees in the process. Very clever. I buy into this logic. Although stablecoin interest isn't high, it's stable and much more reliable than those pump-and-dump projects.

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GasSavingMaster

· 1h ago

This idea is indeed brilliant; collateralized earning is much more reliable than chasing gains and panic selling. I'm also using this strategy, and it’s much better for my mindset than constantly watching the market. You're right, cash flow is the key. The group chasing the surge probably isn't doing well right now. The concept of antifragility has really changed my trading logic. In the crypto world, stable income is more valuable than gambling on price increases. I've seen through it long ago; those who frequently adjust their positions haven't experienced a bear market. This perspective is good; it's like installing a double insurance for yourself.

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zkNoob

· 01-08 03:57

You're right. Compared to constantly watching the market and chasing quick gains or losses, steady returns are more reliable. Using collateral to borrow stablecoins is a brilliant move—no need to sell your coins, and you still have money to spend. No matter how the market moves, you can earn interest. This is the proper way to play with coins. Don't always think about getting rich overnight.

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MoodFollowsPrice

· 01-08 03:57

Yeah, this approach is pretty good. Compared to those who change coins ten times a day, it's definitely more solid. Making money ultimately still needs to be stable; otherwise, you'll just become a gambler. That's right, cash flow is the real guarantee for long-term survival. While others chase the pump, I earn interest, which feels much more comfortable. I'm also using this stablecoin borrowing method. It feels like putting an insurance policy on myself, which gives me peace of mind. Isn't this just leverage financing with a different name? The risk isn't small during a pullback either. I previously got caught up in chasing gains and selling on dips, which cost me two bitcoins. Hearing you say that, I feel a bit regretful. This "double-edged sword" metaphor is pretty good. You just need to calculate the interest properly; otherwise, you might end up losing.

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LiquidationTherapist

· 01-08 03:55

This move is indeed brilliant. I used to chase highs and sell lows, and I lost my coins and my mindset collapsed. Now I’ve switched to the strategy of collateralizing and borrowing stablecoins, and my sleep quality has improved.

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MEVEye

· 01-08 03:38

In simple terms, it's about not chasing highs or panicking during dips; cash flow is the key. This approach is indeed good—using stablecoins as a buffer, so you're not afraid of missing out on gains or a pullback, effectively hedging risks. Chasing highs and panicking during dips ultimately leads to nothing but a shattered mindset; I've seen too much of that. The concept of antifragility is definitely worth pondering. Earning stable income through borrowed coins is much more comfortable than obsessively watching the market every day. I'm also using the BNB collateral to borrow USDT; it's all about finding that balance—don't over-leverage. It's easier to say than to do; the key is mindset. When you don't see gains, it's easy to get itchy. The risk of this strategy is the cost of borrowing interest; calculating it clearly prevents being caught off guard. In volatile markets, this is how you should play—much better than blindly chasing meme coins. Interest is a certain income—this point is correct; it's definitely better than gambling on coin prices.

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