Ripple insists on privatization, XRP's performance around the New Year was impressive: what does this mean for the market?

Ripple President Monica Long recently clarified that the company “has no plans to go public and no timetable for an IPO,” emphasizing that the company is well-prepared and can continue to develop without entering the public markets. This statement puts an end to months of market speculation about Ripple potentially going public.

01 Ripple’s Privatization Strategy

Ripple’s choice to remain private is not a temporary decision but based on strong financial strength and clear strategic planning. In a recent interview, President Monica Long explained the company’s stance.

She pointed out that Ripple does not need to go public to access liquidity or financing channels, as the company has the capacity to support growth through internal funds. The company prefers to expand through acquisitions and product development.

Ripple’s overall strategy is to build products focused on creating the connective tissue needed by traditional finance, enabling stablecoins, tokenized assets, and cryptocurrencies to be integrated into real business processes.

02 Funding and Valuation Performance

2025 is a significant year for Ripple, marked by remarkable growth. As of November 2025, the company has raised approximately $500 million.

This funding round has valued Ripple at around $40 billion. This valuation reflects investor confidence in the company’s prospects.

The round attracted well-known investment firms such as Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace. The funds will mainly be used to strengthen its business relationships with key players in traditional finance.

03 Acquisitions, Expansion, and Payment Networks

Ripple’s growth mainly stems from four key acquisitions: global multi-asset broker Hidden Road, stablecoin payment platform Rail, fund management system provider GTreasury, and digital asset wallet and custody service provider Palisade.

These acquisitions total approximately $4 billion in transactions and help Ripple achieve its long-term goal of becoming a comprehensive provider of enterprise digital asset infrastructure.

As of November 2025, the company’s total payment volume has surged to over $95 billion. Ripple CEO Brad Garlinghouse stated that the company, which started in 2012, initially focused on payments and has successfully expanded into custody, stablecoins, prime brokerage, and enterprise finance.

04 XRP Market Performance and Analysis

As of January 7, 2026, XRP’s price on Gate is $2.171, down 4.27% in the past 24 hours. Despite this, the price remains significantly higher than at the start of the year. Since January 1, XRP has increased by 25%, outperforming Bitcoin (up 6%) and Ethereum (up 10%).

CNBC’s “Power Lunch” host Brian Sullivan even stated Tuesday: “The hottest cryptocurrency trade this year is neither Bitcoin nor Ethereum, but XRP.”

Key market indicators for XRP are as follows:

Technical analysis shows XRP is currently in a downtrend, with resistance at 2.57 and support at 2.00. The RSI is at 49.65, indicating weak bullish momentum with no clear overbought or oversold signals.

05 XRP Price Forecast

Different analysis platforms provide varied predictions for XRP’s future price. In the short term, if the price breaks below the 2.00 support level, it could decline to 1.85.

From April 2026 onward, the price may gradually rebound, fluctuating between 2.00 and 2.50. The target price by the end of 2026 is projected at 3.50.

Long-term forecasts are more optimistic. According to CoinLore, XRP’s highest price in 2026 could reach $4.94, and by 2030, it might reach $9.61, with a potential peak of $26.97 in 2040.

These predictions are based on various factors, including the resolution of Ripple’s legal case with the SEC, the launch of the company’s stablecoin RLUSD, and increased adoption of XRP by global financial institutions.

06 Gate Platform and XRP Trading

For investors interested in XRP, Gate offers a comprehensive trading environment. The trading volume of Gate’s stock token trading area has exceeded $140 billion.

The platform is currently running several stock token incentive programs, including stock token contract trading competitions and “Hold to Earn” stock token plans, with a total prize pool of over 500,000 USDT.

On Gate, users can easily trade XRP. The platform provides real-time price data; as of January 7, XRP’s real-time price is $2.171.

Gate also offers a variety of trading tools and resources to help users make informed investment decisions. Whether for short-term trading or long-term investing, Gate provides the necessary support.

Future Outlook

While most tech companies are rushing to go public, Ripple is going against the trend. The company has secured $500 million in new funding, with a valuation reaching $40 billion, and its payment network processed over $95 billion.

XRP increased by 25% in the first week of the new year and was dubbed the “new favorite” in crypto by CNBC. Technical charts show XRP forming a key support at $2.00, with a long-term target of $3.50 by the end of 2026.

Ripple’s privatization path and XRP’s performance in the public markets are drawing two different but potentially converging trajectories in the blockchain world.