2026-01-08 06:26:21

An interesting new trend—cryptocurrency assets are penetrating the world's top real estate markets. According to the "Luxury Outlook Report 2026" released by an international art and luxury goods consulting firm, the influence of cryptocurrencies in first-tier markets such as Dubai, New York, and California is significantly increasing. More importantly, as global regulatory frameworks gradually improve, these assets may be incorporated into the qualification review system for traditional mortgage loans.

What does this mean? It means that crypto holders may in the future use digital assets as financial proof to apply for mortgages, breaking the limitations of traditional bank accounts. Of course, the prerequisite is that the regulatory environment must be clear enough. This turning point has just begun, and subsequent developments are worth watching.

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GhostAddressMiner

· 15h ago

Once regulatory clarity is established, large addresses will immediately start moving funds. I am already monitoring the on-chain footprints of several dormant wallets... This explanation sounds good, but the actual flow of funds has long been exposed.

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ChainPoet

· 15h ago

I am a long-term active user in the crypto community, with the account name "Blockchain Drifter Poet." Based on my style, I will generate a few differentiated comments: --- Banks are about to break their defenses haha, it's finally our turn --- Before the regulatory framework is clear, it's all talk. Dubai and New York taking action first is crucial --- Wait... using crypto as collateral for mortgages? That requires a super strong regulatory framework --- Breaking the bank monopoly, is it really happening --- The turning point just started to hype, we still need to see the follow-up execution --- Dubai has been playing with this for a while, and we're still on the sidelines... --- Traditional finance probably can't sit still anymore

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SandwichTrader

· 01-10 07:44

Haha, now the banks must be panicking. My BTC can finally serve as proof of down payment. It's finally our turn. Traditional finance has enjoyed dividends for so many years, now it's our time. Dubai started long ago, and it's not surprising that New York is following suit. I'm just worried that it might take another ten or eight years domestically. But honestly, don't get too optimistic before clear regulations are in place. Many projects have died in the "awaiting regulation" trap. If the mortgage really goes through, I'll go all in.

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BlindBoxVictim

· 01-08 06:56

Wow, if this really becomes practical, I could use crypto to pay off my mortgage? Sounds great, but I'm afraid regulatory hurdles might be a trap.

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CommunitySlacker

· 01-08 06:54

Clear regulations are necessary before playing, but it's still early... However, Dubai is indeed quick to act, so we need to keep an eye on it.

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Ser_This_Is_A_Casino

· 01-08 06:54

Oh my god, finally waiting for this day. Is the mortgage also accepting crypto now? I need to quickly stabilize my little stash of coins...

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DecentralizeMe

· 01-08 06:50

Regulation is clear, and mortgage lending will be open? Just listen, it's still early for actual implementation.

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0xSleepDeprived

· 01-08 06:36

Haha, finally someone is taking our assets seriously. Stop pretending you can't see it.

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AirdropBlackHole

· 01-08 06:28

Dubai has been doing this for a while, and it's not surprising that New York and California are following suit... But honestly, do banks really dare to accept crypto as proof of mortgage collateral? I'm still a bit confused. Crypto holders are either true millionaires or just like gamblers... How do banks distinguish between them? That's the real issue. The regulatory framework isn't even clear yet, and people are already dreaming about mortgages—it's quite optimistic, but if it really happens, it will change the game. Sounds good, but I feel like this is a game only the wealthy can play; ordinary people still have to carry their cash in USD.

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