PayPal: Major enterprises are leading the adoption of crypto payments, with nearly 85% of merchants expecting it to become mainstream within 5 years.

Odaily Planet Daily reports that a recent survey by PayPal shows that nearly 85% of surveyed merchants expect cryptocurrency payments to become mainstream within the next five years. The survey was conducted in late October 2025 and covered approximately 620 “payment strategy decision-makers.”

The data indicates that nearly 90% of merchants have received inquiries from consumers about using cryptocurrencies for payments, with about 40% already supporting crypto payments at checkout. Among merchants accepting crypto payments, a significant portion reports that crypto payments account for more than a quarter of their total sales, and about three-quarters of merchants say their related sales have increased over the past year.

May Zabaneh, Vice President and General Manager of PayPal’s Crypto Business, stated that crypto payments are moving from the experimental stage to everyday commercial use. The growth is mainly driven by consumer demand for faster, more flexible payment methods. Once merchants start accepting them, tangible value can be seen.

In terms of scale, the adoption of crypto payments is primarily driven by large enterprises. Among companies with annual revenue exceeding $500 million, about 50% have accepted crypto payments, while the proportions for small and medium-sized enterprises are 34% and 32%, respectively. Additionally, about 90% of merchants said they would be willing to try crypto payments if the experience and onboarding process could match that of traditional bank card payments.

The survey is closely related to the progress of stablecoin regulation. After the implementation of the GENIUS Act, clear guidelines for stablecoin issuance and trading have been established. As one of the earliest mainstream payment institutions to adopt stablecoins, PayPal’s practices are being followed by more banks and fintech companies. (The Block)