It was really exhausting to chase APY in DeFi before.

I最多同时用过10个协议，半夜还看过利率，每周手动换农场。算下来Gas费吃掉不少，实际到手没剩多少。
Later, I tried @TermMaxFi's USDC Yield Vault V2, which currently offers a fixed APY of 3.68%, plus 120x XP.
I don't need to manage it myself; they have someone handling the strategy. For me, it's mainly about saving effort and not having to watch the market constantly.
This product's logic is closer to a fixed interest rate, with no liquidation risk, and it also allows leverage cycling.
No matter how the market moves, the returns are relatively predictable.
Now I just deposit and forget about it. Not because it's super impressive, but because it's hassle-free and avoids internal conflicts.
If you're interested, you can do your own research and give it a try.
DYOR, participate rationally, and remember that the crypto market carries risks.
@TermMaxFi #TermMaxFi