In the global cryptocurrency financial system, stablecoins have become an indispensable cornerstone. As the market develops, investors are no longer satisfied with stablecoins merely serving as a medium of exchange; they also hope to generate returns during the holding period.
In such a context, GUSD (Gate USD) launched by Gate is gradually becoming prominent due to its compliant structure, high transparency, and rich ecosystem applications. Web3 The important foundational assets of the world.
01 What is Gate GUSD?
GUSD is a USD-pegged stablecoin issued by the Gate ecosystem, with each GUSD backed by 1 USD in value. Its issuance mechanism is based on a full reserve model, with all GUSD supported by an equivalent amount of fiat currency or highly liquid assets (such as government bonds, cash, etc.).
Unlike traditional stablecoins, GUSD is not just a payment or settlement tool; it is the core circulating asset of the entire on-chain financial ecosystem of Gate, widely used in various scenarios such as trading, wealth management, lending, and staking mining.
GUSD is built on three core features: full reserve and regular audits, high compliance and global presence, and on-chain transparency and verifiability. All GUSD issuance and burning records are available on-chain, and users can verify the total issuance and reserve ratio through block explorers.
02 How to earn income with GUSD?
Holding generates interest
The biggest difference between GUSD and traditional stablecoins is "holding generates interest." Its yield comes from underlying U.S. Treasury bonds and other RWAs (real-world assets) as well as revenue from the Gate ecosystem.
For example, if you mint 100 USDT of GUSD and the accumulated yield during the period is 20%, you can directly redeem 120 USDC. Users do not need complex operations; simply holding GUSD will automatically earn them yields. The current initial annualized yield rate is 4.40%.
Flexible deposit into Yubi Treasure
For users with frequent trading and high liquidity requirements, GUSD can be deposited into Yubibao’s current account to continuously earn interest on idle positions.
This method is especially suitable for trading users: when not using margin or participating in contracts, GUSD can be placed in the Yubibao, which retains liquidity while also obtaining continuous returns.
Participate in staking and ecological activities
Gate has designed ecological incentives on top of the basic earnings from GUSD. For example, users can participate in the GUSD staking pool to share additional token rewards.
In the first GUSD staking pool at the end of August 2025, participants can share CELB token rewards, with an estimated annualized return rate of up to 365%.
This combination of "base yield + incentive stacking" can significantly enhance capital efficiency, making it suitable for users seeking higher annualized returns.
Participate in trading airdrops
Gate will hold GUSD trading airdrop events from time to time. For example, in the third phase airdrop launched in October 2025, users can earn tiered rewards by trading specified GUSD trading pairs.
Traders with a cumulative trading volume exceeding $500,000 can receive rewards of up to 300 GUSD. This is not only a short-term profit but also an opportunity to establish a stable trading pattern.
03 The Role of GUSD in the Gate Ecosystem
GUSD is the financial hub of the Gate ecosystem and plays a key role in the following core modules:
- Trading medium: On the Gate main platform and Gate Perp DEX, GUSD is widely used as the margin and settlement currency for spot and perpetual contracts.
- Financial Tools: Users can deposit GUSD in Gate Earn or Gate Wealth products to enjoy stable returns and flexible redemption.
- Layer 2 Ecosystem Cornerstone: On Gate Layer, GUSD is the preferred stable asset for DeFi protocols, applied in various scenarios such as liquidity pools, lending protocols, Launchpool, and more.
- Cross-chain payment and settlement: Through Gate Bridge, users can freely circulate GUSD among multiple chains such as Ethereum, Arbitrum, and BNB Chain, achieving cross-ecosystem payment and asset management.
04 The Difference Between GUSD and Traditional Stablecoins
Compared to mainstream stablecoins like USDT and USDC, GUSD’s advantages are mainly reflected in:
- Strong ecological integration: Relying on the complete ecological system of the Gate platform and Gate Layer, GUSD has natural application scenarios and liquidity.
- Earnings can be expanded: Holding GUSD can not only serve as a store of value but also participate in Gate Earn, Alpha Program, and Launchpool to generate compound earnings.
- User experience optimization: Using GUSD on Gate Layer, the transaction fee is only 1/100 of the Ethereum mainnet, and the settlement speed has been improved to seconds.
The future development of 05 GUSD
Gate officially stated that in the future, GUSD will continue to promote innovation and application scenarios of stablecoins, with key directions including:
- Tokenised Bill: GUSD will be pegged to on-chain treasury bonds and bill products to form a yield-enhancing stablecoin.
- Payment System Development: Gate is collaborating with multiple payment institutions to promote the application of GUSD in cross-border e-commerce and Web3 game payments.
- Institutional Cooperation: In the future, we will collaborate with more banks and asset custodians to further enhance compliance and transparency.
These initiatives will make GUSD a truly pivotal asset that truly connects traditional finance with the decentralized world.
Future Outlook
According to official data, the supply of GUSD on the chain has exceeded 168 million, and users can enjoy an annualized minting income of 4.4% on GUSD held in products such as spot, wealth management accounts and Launchpool, which can be superimposed with product income to achieve "double interest returns".
The emergence of GUSD is not only an innovation in stablecoins but also a symbol of the maturity of the digital financial system. It provides users with a secure, reliable, and low-volatility on-chain settlement tool, while also allowing asset holders to generate continuous returns.
