a16z crypto partner: The crypto industry has entered the "shirt era," and the integration of blockchain and AI will drive on-chain agency payments.

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Gate News update, March 28, a16z crypto partner Guy Wuollet said on Fortune’s Crypto Playbook program that the crypto industry is moving toward maturity. It is in the "shirt era"—not fully formalized yet, but already out of the early stage. He noted that the dominant trend in the current crypto industry is Wall Street’s rapid adoption of blockchain. Traditional financial giants such as BlackRock and Fidelity are not only offering Bitcoin ETFs, but are also embracing blockchain technology in the areas of stablecoins and tokenized stocks. Wuollet also pointed out that the convergence of blockchain and AI is laying the groundwork for on-chain agent commerce. He said that a large number of talent from the consumer AI space is entering the crypto industry because they believe the first agent payments will happen on-chain, and Stripe also discussed agent payments in its annual letter. Regarding the issue of fragmentation that could result from different payment standards, Wuollet believes that AI models are good at understanding different systems, so it is unlikely to slow down adoption.
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