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South Korean Banks Raise Deposit Rates Above 3% Annually Starting July 23-26

2026-07-26 00:16:16

Kakao-2.55%

According to Yonhapinfomax, South Korean banks including Hana Bank, Shinhan Bank, KB Kookmin Bank, and Woori Bank raised their deposit rates above 3% annually starting July 23–26, following increases in the Bank of Korea's benchmark rate. Hana Bank's 1-year fixed deposit product reached 3.20%, Shinhan Bank's 1-year deposit hit 3.2%, and KB Kookmin's flagship non-face-to-face product reached 3.20%. Online banks led the increases, with K Bank raising its 1-year fixed deposit rate to 3.71% and Kakao Bank adjusting to 3.6%. Savings banks averaged 3.88% for 12-month fixed deposits as of July 23.

Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

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