Do you remember that joke from a few years ago on the crypto world forum—someone wanted to buy a cup of coffee with a DeFi Token, and for a $3 drink, they ended up paying a $15 transaction fee, waiting foolishly at the cash register for over twenty minutes, and the coffee was cold by the time it was confirmed. The comments below were filled with laughter and tears. Back then, blockchain payments sounded cutting-edge, but in practice, it was like a joke: no matter how advanced the technology, the experience was disappointing.

But in the past two years, things have really changed. Now, transferring with TRC20 stablecoins, whether it’s 1 yuan or 1 million, the transaction fees are almost imperceptible, and the speed is completed in the blink of an eye. From "waiting twenty minutes in agony" to "instant arrival in seconds", this gap clearly shows that the underlying public chain is indeed iterating and upgrading, making the flow of value as smooth as sending a WeChat red envelope.

However, speed alone is not enough. There is an easily overlooked detail: even if on-chain transfers are fast, if the price of the transferred item fluctuates drastically, it cannot be used for actual consumption. Just think about it, if you use a coin with a fluctuating price to buy takeout, and in the few seconds it takes to wait for confirmation, the price drops by 10%, who would still dare to use it?

This is why the role of stablecoins is underestimated. It is not just an asset, but an infrastructure—providing a truly reliable measure of value. With it, the payment chain is complete: fast network + stable asset = a practically usable payment system. From small coffee transactions to the future micro-payment ecosystem, this combination can truly bring blockchain payments from theory to everyday use.