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Holidays are here, and consumption should be rational. Don't let the festive atmosphere cloud your judgment; unnecessary spending can really make your wallet scream.
Next is January. The 31 days can feel as long as a year. During this time, you'll face many temptations—gatherings with friends, various social obligations, and sudden impulsive purchases.
The most important point: never sell your CREPE to exchange for drinking money to entertain friends. Really, it's not worth it.
Don't sell off your assets just for face or a moment of pleasure. The long-term value of holding is far greater than repeated social expenses. Think carefully about what you truly want.