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I recently read an in-depth analysis of digital wallets, which was quite interesting.
When it comes to wallets, usability is actually secondary—the real focus is on security. This is the red line that wallet products must never cross.
A leading exchange has a pretty good approach to security strategies: instead of letting users stumble into pitfalls a few times, it's better to eliminate risks before transaction confirmation. What's the difference in this approach? One is reactive, the other is proactive defense. The former is like fixing problems after they occur, while the latter cuts off the risk before danger happens.
For users, this means that every time they click "Confirm," it undergoes system-level security verification. This design concept is indeed worth industry reference.