In the past 72 hours, the on-chain world has indeed been playing out two different narratives: on one side, institutional-level actions—BlackRock increasing holdings of Bitcoin spot ETFs, US lawmakers proposing inclusion in pension plans, pushing the price directly to $85,000; on the other side, more grounded scenarios—gaming communities starting to accept a certain mainstream altcoin as payment, independent musicians launching crowdfunding campaigns with it, content creators tipping micro-amounts on social platforms.



What do these two threads reveal?

Simply put, the market is diverging. Bitcoin is undergoing a transformation—shifting from a "revolutionary asset" to an "institutional allocation tool." This process itself is not problematic, but it has also led to an interesting phenomenon: more and more ordinary users are discovering that those coins with high trading volume, strong liquidity, and low transfer fees are actually more practical in everyday scenarios.

Imagine these real-life examples: funding online education in the Philippines with just 8 coins, purchasing digital artwork from Latin American artists with 200 coins, giving a like to social media content with just 0.01 coins. These are not investment actions but payment behaviors—cross-border, no bank intermediaries needed, nearly zero cost.

From a certain perspective, this is the original vision of cryptocurrency coming to fruition: making value transfer as free and seamless as information flow. Workers remitting money to their hometowns, artists bypassing traditional sales channels, individual creators directly gaining support from fans— in these scenarios, the liquidity of high-value coins becomes a burden.

So while analysts are still debating how high Bitcoin can go, another group is already building real value transfer networks with cheaper, faster coins. Both choices make sense, depending on whether you seek long-term storage or everyday circulation.
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ProxyCollectorvip
· 15h ago
Ha, that's right. The real payment scenarios are where small-cap tokens shine. BTC is now just a store of value for the wealthy. We common folks should stick to cheap and reliable coins. You've explained it so clearly. Institutions speculate on coins, while we use coins for real transactions—two parallel worlds. Small-cap tokens are indeed excellent for cross-border remittances. Bitcoin is really not very user-friendly. This is what blockchain should look like. The freedom of payment attracts me more than the appreciation potential.
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LiquidationHuntervip
· 15h ago
Well, that sounds a bit idealistic... The fact that institutions are absorbing BTC was anticipated early on. The question is, can those small coins really support daily transactions? Wait, why do I feel like this story is told backwards? Shouldn't it be a sign of big players cutting the leeks? Honestly, 8 coins funding education, 200 coins buying art... sounds pretty romantic, but from another perspective, it's still just hype. That said, it is somewhat interesting... BTC has become a pension allocation tool, while small coins have managed to survive. Isn't that a kind of irony? The current question is, can those "cheap and fast" coins really outlive BTC? Let's wait and see.
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FomoAnxietyvip
· 16h ago
Honestly, I'm not surprised that BTC has been turned into a "pension tool" by institutions... But the second half of this article really hit home for me. Smaller coins are indeed much more enjoyable to use in payment scenarios. 0.01 coins for a like operation—traditional finance wouldn't even dare to imagine this.
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BearMarketSurvivorvip
· 16h ago
Really, Bitcoin is becoming more and more like gold. Institutions are hoarding it as a safe-haven asset, while ordinary people are using those small coins to pay... how ironic. BTC has become a toy for the wealthy, with the payment work handed over to others? That's why I never go all-in on a single coin; just holding Bitcoin is already boring enough. You're right, on one side institutions are speculating on prices, while in the real world small coins are being used for business—what a gap... Wait, if BTC really becomes a store of value, then the payment layer might be a 0.5 opportunity? It feels like the person who wrote this article understood it, but most retail investors are still watching the charts haha. I'm more interested in those coins used for daily payments; how much Bitcoin rises no longer means much to me. Institutionalization of Bitcoin = marginalization of ordinary people, that logic makes sense... Price and practicality are two different things; someone should have said this long ago. So now the real question is, which coin is truly the payment coin?
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