Huishang Bank will achieve a net profit of 16.926 billion yuan in 2025, with the non-performing loan ratio decreasing to 0.98%.

Beijing Business Daily (Reporter Song Yitong) reported that on March 26, Huishang Bank released its 2025 annual performance announcement. Data shows that as of the end of the reporting period, the bank’s total assets were 2,326.085 billion yuan, an increase of 312.332 billion yuan from the end of the previous year, a growth of 15.51%. Among them, total customer loans and advances amounted to 1,130.492 billion yuan, an increase of 128.326 billion yuan from the end of the previous year, a growth of 12.80%. Total liabilities were 2,153.588 billion yuan, an increase of 301.502 billion yuan from the end of the previous year, a growth of 16.28%.

During the reporting period, Huishang Bank achieved operating income of 37.67 billion yuan, an increase of 4.38 billion yuan from the same period last year, a growth of 1.18%; net profit was 16.926 billion yuan, an increase of 1.009 billion yuan from the same period last year, a growth of 6.34%.

In terms of asset quality, as of the end of the reporting period, Huishang Bank’s non-performing loan balance was 11.053 billion yuan, an increase of 1.177 billion yuan from the end of the previous year; the non-performing loan ratio was 0.98%, a decrease of 0.01 percentage points from the end of the previous year; the non-performing loan reserve coverage ratio was 278.79%, a decrease of 7.68 percentage points from the end of the previous year.