China Pacific Insurance: Net profit of 53.505 billion yuan in 2025, a year-on-year increase of 19%

LightningPacketLoss · 2026-03-26T16:41:36+00:00

China Pacific Insurance releases the 2025 annual report, with total operating revenue of 435.156 billion yuan and net profit of 53.505 billion yuan, representing increases of 7.7% and 19.0%, respectively. Embedded value reaches 613.365 billion yuan, a 9.1% increase, and the new business value of life insurance grows by 40.1%. The property insurance underwriting cost ratio decreases to 97.6%.

LightningPacketLoss

2026-03-26 16:41:36

Abstract generation in progress

On March 26, China Pacific Insurance released its 2025 annual report. In 2025, the group achieved a total operating revenue of 435.156 billion yuan, a year-on-year increase of 7.7%, with insurance service revenue of 288.910 billion yuan, up 3.4% year-on-year. The group’s net profit was 53.505 billion yuan, a 19.0% increase; operating profit was 36.523 billion yuan, up 6.1%.

In 2025, the group’s embedded value was 613.365 billion yuan, a 9.1% increase from the end of the previous year. The group’s effective business value was 240.698 billion yuan, up 13.0% from the end of the previous year. New business value for life insurance was 18.609 billion yuan, a 40.1% increase; the new business value rate was 19.8%, up 3.2 percentage points year-on-year. The combined underwriting cost ratio for property insurance was 97.6%, down 1.0 percentage point year-on-year. The group’s overall investment return rate on invested assets was 6.1%, an increase of 0.1 percentage points from the previous year.

(China Pacific Insurance)

Editor: Qian Xiaorui

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