Chongqing Rural Commercial Bank: Achieve a net profit of 12.42 billion yuan in 2025, a year-on-year increase of 5.35%

LightningPacketLoss · 2026-03-26T17:25:37+00:00

In 2025, Chongqing Rural Commercial Bank achieved operating income of 28.648 billion yuan and net profit of 12.42 billion yuan, representing year-on-year increases of 1.37% and 5.35%, respectively. The asset size reached 1,665.744 billion yuan, with deposits and loans continuing to grow, both maintaining industry leadership. The non-performing loan ratio decreased to 1.08%, while the provision coverage ratio and capital adequacy ratio remained stable.

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2026-03-26 17:25:37

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On March 25, Chongqing Rural Commercial Bank released its 2025 annual report. In 2025, the bank achieved operating income of 28.648 billion yuan and net profit of 12.42 billion yuan, representing year-over-year increases of 1.37% and 5.35%, respectively. The return on net assets was 9.18%.

As of the end of 2025, Chongqing Rural Commercial Bank’s total assets reached 1,665.744 billion yuan, an increase of 150.802 billion yuan from the previous year. Deposits totaled 1,028.728 billion yuan, up 86.781 billion yuan year-over-year. Loans amounted to 797.287 billion yuan, an increase of 83.014 billion yuan from the previous year. The bank maintained the top position in assets, deposits, and loans among Chongqing peers. The non-performing loan ratio was 1.08%, down 0.10 percentage points from the end of the previous year. The loan loss reserve coverage ratio was 367.26%, and the capital adequacy ratio was 14.46%, both indicating a healthy industry level.

(Chongqing Rural Commercial Bank)

(Edited by: Qian Xiaorui)

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