Runhe Software Leads the Deep Water Area of the Independent Innovation in the Trusted Computing Industry, Agricultural Bank of China Provides Credit Support for Independent Innovation

(Source: Nanjing Morning Post)

Transferred from: Nanjing Morning Post

Photo provided by Agricultural Bank of China

 At 9 PM, in the Nanjing Yuhua Runhe Chuangzhi Center, the intelligent terminal laboratory of Jiangsu Runhe Software Co., Ltd. (hereinafter referred to as "Runhe Software") is still brightly lit. Engineers are focused on their screens, debugging edge computing devices based on domestic operating systems—this is a customized intelligent inspection solution for a large energy group, with core code completely independent and controllable. "Every line of code relates to whether the system can operate stably in extreme environments," said one engineer, "Stable R&D investment is the confidence that allows us to tackle tough challenges."

In another meeting room, the Runhe Software team is deploying an intelligent production line control system based on their self-developed HopeOS operating system for a large manufacturing enterprise. Their goal is not just to integrate applications but to create "operating system-level" capabilities for a domestically produced digital world.

In recent years, the company has anchored its strategies in "domestic production" and "intelligence," relying on core technologies such as open-source Harmony, open-source Euler, Star Flash, and AI large models to build a comprehensive industrial Internet of Things security digital foundation covering "end-edge-cloud," fully empowering eight major industries including finance, power grid, energy, industry, healthcare, education, smart cities, and emergency safety.

In the fintech sector, according to the "2025-2031 Analysis of the Development Situation and Competitive Strategy of China's Fintech Industry" report released by Zhiyan Consulting, Runhe Software has once again made it onto the IDC Global Fintech Rankings Top 100 for 2025, thanks to its strong technical expertise and innovative applications in the fintech field, gaining international market recognition. In fact, Runhe Software has been included in multiple authoritative lists in the fintech sector for several consecutive years due to its deep accumulation in the financial industry, leading technological capabilities, and rich service experience. In addition to the IDC Global Fintech Top 100 list, it has also received honors such as "2024 IDC China Financial IT Backbone," establishing its leading position in the global fintech field.

Currently, Runhe Software is in a critical period of transforming and upgrading to high-end fields such as the Internet of Things, edge intelligence, and smart applications. However, such high-intensity, long-cycle investments in foundational software and industry AI research and development place high demands on the company's cash flow. Especially during the key window period of accelerating the replacement of domestic innovation, liquidity directly determines whether technology can continue to break through and whether products can be rapidly deployed.

At this critical moment, the Agricultural Bank of China Nanjing Chengbei Branch actively provided front-line services. Bank employees conducted in-depth visits, accurately identifying this pain point, and took the initiative to connect by offering customized comprehensive credit solutions and flexibly applying credit policies for technology enterprises. They approved an incremental general credit limit of 30 million yuan for Runhe Software to facilitate short-term working capital loans, bank acceptance bills, domestic non-financial guarantees, and non-recourse factoring business, effectively alleviating the company’s cash flow pressure during technological breakthroughs and productization processes, ensuring the continuity and stability of R&D activities, and directly supporting the company’s independent innovation in foundational software and industry application software. The services from Nanjing Agricultural Bank transcended traditional credit scopes, further extending to support for the company's innovation network.

The more profound value lies in mutual empowerment. The cooperation between Nanjing Agricultural Bank and Runhe Software highlights the far-reaching value of "finance + technology" mutual empowerment. On one hand, financial support helps Runhe Software continue to delve into R&D in cutting-edge fields such as software system development, launching innovative solutions; on the other hand, Runhe Software's professional capabilities in fintech can also benefit the banking sector by accelerating its own digital transformation. Through their collaboration, both parties are exploring application scenarios of "artificial intelligence +" in vertical industries such as finance and energy, opening up new spaces for developing new productive forces.

Against the backdrop of the "14th Five-Year Plan" emphasizing "developing new productive forces in a localized manner," Nanjing Agricultural Bank closely aligns with the key industrial chain of software and information services in Nanjing, deepening technological financial innovation with "platform synergy, mechanism empowerment, enterprise-led, and ecosystem creation." The support for Runhe Software is a vivid portrayal of its service to local hard-tech leading enterprises and its effort to empower new productive forces.

From the exquisite weaving of a line of code to the intelligent inspection of a substation; from the meticulous carving of a chip to the efficient operation of an entirely self-owned production line—Runhe Software is leveraging its "software-hardware integration, full-stack autonomy" excellence to activate new momentum across thousands of industries; while the precise drip irrigation from Nanjing Agricultural Bank is like a spring breeze that nourishes this spark of independent innovation, making it burn more steadily and move further.

Correspondents Liu Zihan Xue Xiaoyu

Nanjing Morning Post/Nanjing Love reporter Yang Jing 

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