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Chongqing Bank's operating income and net profit attributable to the parent are both expected to grow by more than 10% in 2025.
Beijing Business Daily News (Reporter Song Yitong) On March 24, Chongqing Bank released its 2025 annual report. The data shows that in 2025, the bank achieved operating income of 15.113 billion yuan, an increase of 10.48% compared to the same period last year; net profit of 6.105 billion yuan, an increase of 10.58% compared to the same period last year; net profit attributable to the bank’s shareholders of 5.654 billion yuan, an increase of 10.49% compared to the same period last year; both operating income and net profit growth rates exceeded 10%.
As of December 31, 2025, Chongqing Bank’s total assets amounted to 1,033.726 billion yuan, an increase of 177.084 billion yuan compared to the end of the previous year, a growth rate of 20.67%; total loans of 531.285 billion yuan, an increase of 90.668 billion yuan compared to the end of the previous year, a growth rate of 20.58%; total deposits of 565.704 billion yuan, an increase of 91.587 billion yuan compared to the end of the previous year, a growth rate of 19.32%.
As of December 31, 2025, Chongqing Bank’s core tier 1 capital adequacy ratio, tier 1 capital adequacy ratio, and total capital adequacy ratio were 8.53%, 9.62%, and 12.55%, respectively; the non-performing loan ratio was 1.14%, a decrease of 0.11 percentage points compared to the end of the previous year; the ratio of special mention loans was 1.94%, a decrease of 0.70 percentage points compared to the end of the previous year; the ratio of overdue loans was 1.36%, a decrease of 0.37 percentage points compared to the end of the previous year; the provision coverage ratio was 245.58%, an increase of 0.50 percentage points compared to the end of the previous year.