Huishang Bank: Net profit of 16.926 billion yuan in 2025, a year-on-year increase of 6.34%

LightningPacketLoss · 2026-03-28T10:37:22+00:00

Huishang Bank's 2025 performance report shows that operating income was 37.670 billion yuan, with a net profit of 16.926 billion yuan, representing increases of 1.18% and 6.34%, respectively. As of the end of the year, total assets amounted to 2,326.085 billion yuan, and customer loans totaled 1,130.492 billion yuan. Non-performing loan balance was 11.053 billion yuan, with a non-performing loan ratio of 0.98%.

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2026-03-28 10:37:22

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On March 26, Huishang Bank released its annual performance announcement for 2025. In 2025, the group achieved operating revenue of RMB 37.670 billion, an increase of RMB 0.438 billion compared to the same period last year, a growth rate of 1.18%; net profit was RMB 16.926 billion, an increase of RMB 1.009 billion compared to the same period last year, a growth rate of 6.34%.

As of the end of 2025, Huishang Bank’s total assets amounted to RMB 2,326.085 billion, an increase of RMB 312.332 billion compared to the end of last year, a growth rate of 15.51%. Among them, the total amount of customer loans and advances was RMB 1,130.492 billion, an increase of RMB 128.326 billion compared to the end of last year, a growth rate of 12.80%. The total liabilities were RMB 2,153.588 billion, an increase of RMB 301.502 billion compared to the end of last year, a growth rate of 16.28%. Among them, the total customer deposits amounted to RMB 1,266.201 billion, an increase of RMB 127.235 billion compared to the end of last year, a growth rate of 11.17%.

In terms of asset quality, by the end of 2025, the group’s non-performing loan balance was RMB 11.053 billion, an increase of RMB 1.177 billion compared to the end of last year; the non-performing loan ratio was 0.98%, a decrease of 0.01 percentage points compared to the end of last year; the non-performing loan provision coverage ratio was 278.79%, a decrease of 7.68 percentage points compared to the end of last year.

(Huishang Bank)

(Editor: Qian Xiaorui)

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