The insurance company bid-winning amount was more than 50,000 yuan for a Centers for Disease Control and Prevention project worth 1.44 million yuan, and the provincial Department of Finance has stepped in to investigate!

“2026—2028 Henan Province Immunization Adverse Reaction Compensation Basic Insurance Project” (hereinafter referred to as the insurance project) has an annual budget amount of 1.44 million yuan. Ping An Property & Casualty Insurance Henan Branch won the bid with 0.5565 million yuan, far lower than the budget and the related policy requirements, which has drawn questions.

A relevant official with the procurement entity of the insurance project—the Henan Provincial Center for Disease Control and Prevention—admitted that, judging by the outcome, it violates the spirit of the Ministry of Finance’s “Notice on Promoting the Resolution of Abnormally Low Prices in Government Procurement” . However, whether the government procurement procedure in this case is compliant remains to be investigated by relevant departments.

On April 2, a reporter learned that, regarding this issue of abnormally low prices in government procurement, the Henan Provincial Department of Finance has already stepped in to conduct an investigation.

The annual budget amount and the maximum bid price for the insurance project are both 1.44 million yuan. The bid amount of the winning entity is 0.5565 million yuan.

On February 10, the Henan Provincial Public Resources Trading Center released the winning bid announcement for the insurance project. It shows that this procurement is aimed at ensuring the implementation of immunization programs across the province and improving the efficiency and level of compensation for adverse reactions to immunization planning vaccines prevention and vaccination. The procurement includes basic insurance services for compensation for adverse reactions to preventive inoculations. The annual budget amount and the maximum bid price are both 1.44 million yuan. The winning entity is Ping An P&C Insurance Henan Branch, with a winning bid amount of 0.5565 million yuan.

A relevant official with the Henan Provincial Center for Disease Control and Prevention said that the annual budget of 1.44 million yuan was determined through scientific estimation based on actual compensation from previous years, “I also don’t know why multiple insurance companies submitted such an extremely low price.”

The complainant stated that according to the bid opening record, the bids submitted by the various bidding units were: Zijin P&C Insurance 0.48 million yuan/year, Ping An P&C Insurance 0.5565 million yuan/year, PICC P&C Insurance 1.03 million yuan/year, Sheneng P&C Insurance 12.3 million yuan/year, and China Life P&C Insurance 1.44 million yuan/year. Among them, Ping An P&C Insurance’s winning bid is only 3.86% of the project’s maximum bid price.

The “Notice on Promoting the Resolution of Abnormally Low Prices in Government Procurement” issued by the Ministry of Finance and effective starting from February 1 (hereinafter referred to as the notice) requires that

If a bid price is lower than the project’s maximum bid price by 45%, the evaluation committee shall initiate an examination procedure for abnormally low bids, and the examination reasons, opinions, and results must be recorded in the evaluation report and filed.

Regarding whether the abnormally low bid review was initiated in accordance with regulations for this tender, a staff member of the procurement agent—Henan Tendering and Procurement Service Co., Ltd.—told the reporter that the bidding and tendering work in this case was carried out strictly in accordance with the relevant regulations.

A relevant official of the Henan Provincial Center for Disease Control and Prevention said that the procurement was conducted strictly following procedures, but judging by the result, the winning bid price clearly does not align with the spirit of the Ministry of Finance’s “Notice.” Since the tender announcement was published on January 18, earlier than the effective date of the “Notice,” the procurement agent believes the bidding procedure in this case is not in violation.

The official also said that if such a wide disparity in bids occurs in projects of an engineering type, the project would be unable to be implemented; but this case is a service-type procurement, so whether service can be provided later according to standards still remains to be observed.

As for questions such as why an extremely low price was quoted, and whether insurance services at 0.5565 million yuan can support the 1.44 million yuan standard, as of the time the reporter released this story, Ping An P&C Insurance Henan Branch had not responded.

Through interviews, the reporter learned that recently many parents in Henan who have children receiving vaccines have received the “Henan Province Notice to Parents on the Compensation Mechanism for Adverse Reactions to Immunization.” The “Notice” indicates that starting from January 2017, Henan has purchased basic insurance for compensation for adverse reactions for each vaccine recipient. It also encourages parents to purchase supplementary insurance on the premise of informed consent and self-payment, with a higher compensation level. The prices of the relevant products are divided into two categories: 900 yuan (6-year term) and 600 yuan (6-year term). The consultation phone number left on the notice is Ping An P&C Insurance’s customer service hotline.

The “Notice” received by the parents is promoting supplementary insurance.

After the reporter called that number, the staff confirmed that they are employees of Ping An P&C Insurance and can provide consultation services regarding supplementary insurance.

The official with the Henan Provincial Center for Disease Control and Prevention admitted that this “Notice” essentially has the nature of commercial promotion, “It is an advertisement.”

A staff member of the Henan Provincial Department of Finance’s government procurement supervision and management division said that it is currently conducting an investigation into the issue of the low-price winning bid for the project.

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