Jining Bank receives another penalty! A branch was fined 300k yuan for credit approval violations.

The website of the Shandong Regulatory Bureau of the National Financial Regulatory Administration shows that on April 3, Jining Bank Co., Ltd.’s Linyi Lanshan Sub-branch (hereinafter referred to as “Jining Bank Linyi Lanshan Sub-branch”) was subject to an administrative penalty.

The Administrative Penalty Information Disclosure Table released by the Lin yi Regulatory Branch of the National Financial Regulatory Administration shows that Jining Bank Linyi Lanshan Sub-branch was fined RMB 300k by the Lin yi Regulatory Branch of the National Financial Regulatory Administration for inadequate unified credit line management for group customers. At the same time, Li Qinghui, the marketing supervisor of Jining Bank Linyi Lanshan Sub-branch at the time, was given a warning.

A reporter noted that since 2025, Jining Bank Co., Ltd. (hereinafter referred to as “Jining Bank”) has had multiple other sub-branches penalized as well. In January 2025, Jining Bank’s Rizhao Branch was fined RMB 300k by the Rizhao Regulatory Branch of the National Financial Regulatory Administration for insufficient review of the trade background in bank acceptance bill business; the vice president of Jining Bank’s Rizhao Branch at the time, Du Fudong, was given a warning.

In May 2025, Jining Bank’s Tai’an Branch was fined RMB 350k by the Taian Regulatory Branch of the National Financial Regulatory Administration for inadequate “three checks” in loan issuance; the president of Jining Bank’s Tai’an Branch at the time, He Ruidong, was given a warning.

In February 2026, Jining Bank’s Liaocheng Branch was fined RMB 350k by the Liaocheng Regulatory Branch of the National Financial Regulatory Administration for violations involving using loans to make deposits and inflating the size of deposits and loans; the general manager of the business department of Jining Bank’s Liaocheng Branch at the time, Wang Xin, was given a warning.

Jining Bank’s predecessor was the Jining Commercial Bank. It was approved by the China Banking Regulatory Commission to open for business in August 2006, and in November 2009 it was renamed Jining Bank. According to information on the official website, as of December 2025, Jining Bank has 8 branches, 15 first-level sub-branches, 128 business outlets, and more than 2,300 staff and employees.

According to the financial reports disclosed on the company’s official website, in the first three quarters of 2025, Jining Bank achieved operating income of RMB 4.70 billion and net profit of RMB 1.23 billion. As of the end of September 2025, the company’s total assets were RMB 300k and owners’ equity was RMB 300k.

(People’s News · Economic News reporter Jia Yihang)

[Source: Economic News]